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902 Madison St, Streator, IL, 61364

3beds
1baths
1,511sqft
$124,900
$83price/sqft
$1,091/moest. monthly cost
$43,640/yrincome needed

About This Home

This 3-bedroom, 1-bath home offers more space and versatility than you can see from the photos. Sitting proudly on a corner lot, the front and side porches welcome you in, where you'll find high ceilings and proportionately long windows that allow the sunlight to brighten each room. The main floor features two bedrooms, a full bath, a formal dining room, spacious living room, and an oversized kitchen with appliances included. Upstairs is the showstopper: an incredible 21' x 37' finished space that functions beautifully as a primary suite but could easily be divided into two bedrooms or be used as a family room, home office, playroom, or the ultimate flex space. The possibilities are nearly endless. A full basement adds storage and functionality, while the home's proven rental history makes it attractive for investors as well. With just a few cosmetic updates, this property has the potential to become something truly special. Spacious, flexible, and full of opportunity-come see everything this home has to offer!

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

4/10
Northlawn Jr High SchoolGrades 5-80.5 mi
2/10
Streator Twp High SchoolGrades 9-120.2 mi
--
Kimes Elementary SchoolGrades PK-21.2 mi

Construction

Condition

  • Year built: 1904

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Refrigerator,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Bedroom3

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 120
  • Dimensions: 10X12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 140
  • Dimensions: 10X14

Features

  • 1st Floor Bedroom,1st Floor Full Bath,Separate Dining Room
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,511
  • Total interior livable area: 1,511 sqft

Kitchen

  • Features: Flooring (Ceramic Tile)
  • Level: Main
  • Area: 180
  • Dimensions: 10X18

Living Room

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 208
  • Dimensions: 13X16

Master Bedroom

  • Features: Flooring (Wood Laminate)
  • Level: Second
  • Area: 777
  • Dimensions: 21X37

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 3326220029
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 4,791 sqft
  • Features: Corner Lot
  • Lot size dimensions: 89x51

Parking

  • Total spaces: 2
  • Parking features: Gravel,Garage Faces Side,Yes,Other
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $631$7,572
Home Insurance *$133$1,596
Property Taxes $197$2,364
Electricity $130$1,569
Total$1,091$13,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,405/yr
40% on housing$32,730/yr
45% on housing$29,093/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$83This listing

vs Other Active Listings

Avg $/sqft

ZIP 61364$94
LaSalle County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 61364$103
LaSalle County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$124,900
2026-07-15Listed for sale$129,900
2006-12-12Sold$29,000

For Sale by Agent

AgentDana Stuedemann
BrokerageChismarick Realty, LLC

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