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101 Rowland St, Rutland, IL, 61358

2beds
1baths
1,178sqft
$73,000
$62price/sqft
$655/moest. monthly cost
$26,200/yrincome needed

About This Home

Cozy 2-bedroom, 1-bath home located on a corner lot just outside the city limits. This move-in-ready home offers a comfortable layout with plenty of potential to make it your own. The property sits on approximately half an acre and includes a detached garage and a storage shed, providing additional storage and workspace.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
6/10
Fieldcrest Middle SchoolGrades 6-85.1 mi
9/10
Fieldcrest High SchoolGrades 9-125.7 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Block
  • Roof: Shake
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Washer,Dryer
  • Laundry features: Main Level,Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedroom2

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 156
  • Dimensions: 12X13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 143
  • Dimensions: 11X13

Features

  • Pantry
  • Attic: Unfinished

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,178 sqft

Kitchen

  • Features: Kitchen (Pantry-Walk-in),Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 156
  • Dimensions: 13X12

Laundry

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 42
  • Dimensions: 6X7

Living Room

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 180
  • Dimensions: 12X15

Master Bedroom

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 168
  • Dimensions: 12X14

Other

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 72
  • Dimensions: 12X6

Pantry

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 30
  • Dimensions: 5X6

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 3707414000
  • Special condition: None

Features

  • Stories: 1
  • Patio & porch: Porch,Screened

Lot

  • Lot size: 0.53 Acres
  • Features: Corner Lot
  • Lot size dimensions: 160x145

Parking

  • Total spaces: 4
  • Parking features: Gravel,Garage Door Opener,Yes,Garage Owned,Detached,Unassigned,Off Street,Driveway,Owned,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Drought
Earthquake
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $369$4,428
Home Insurance *$41$492
Property Taxes $115$1,380
Electricity $130$1,569
Total$655$7,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,457/yr
40% on housing$19,650/yr
45% on housing$17,466/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$62This listing

vs Other Active Listings

Avg $/sqft

ZIP 61358
LaSalle County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 61358$123
LaSalle County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-21Price change$73,000
2026-07-06Listed for sale$75,000
2016-06-14Sold$17,500

For Sale by Agent

AgentCyleste Montgomery
BrokeragePanno Realty

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