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220 N Elm St, Leland, IL, 60531

5beds
2baths
2,184sqft
$249,900
$114price/sqft
$1,990/moest. monthly cost
$79,600/yrincome needed

About This Home

Lovely farmhouse with many updates, nestled on a quiet street in a peaceful country community! This spacious home has been lovingly maintained and thoughtfully improved by its current owner. A freshly painted front porch welcomes you and provides the perfect spot to relax with your morning coffee or unwind while enjoying the evening breeze. Step inside the inviting country kitchen, featuring a new stainless steel refrigerator, country cabinetry, and ample counter space for preparing home-cooked meals. Adjacent to the kitchen is a versatile mudroom/coffee bar area that could also serve as excellent pantry space. The dining room and living room have undergone extensive updates, including new drywall taken down to the studs, fresh paint, and new windows. Newer laminate flooring flows throughout both rooms, creating a warm and welcoming atmosphere. The spacious living room features a wood-burning fireplace and offers flexible space for entertaining, a home office, or a cozy sitting area. A fifth bedroom is conveniently located on the main floor with easy access to the half bath and could easily be converted into a first-floor laundry room if desired. Upstairs, you'll find four generously sized bedrooms with beautiful hardwood floors, along with a charming built-in linen cabinet in the hallway. Original woodwork, doors, and trim add character throughout the home. The full bathroom is conveniently located on the second level and easily accessible from all bedrooms. Need more space? The walk-up attic offers abundant storage and future possibilities for additional finished living space. The full basement provides excellent storage and workspace potential. Outside, the 2.5-car garage comfortably accommodates two vehicles while leaving room for lawn equipment, tools, and recreational items. An additional storage shed is located behind the garage. The large yard offers plenty of room for gardening, outdoor activities, pets, and gatherings around a backyard fire. Mature trees and a tranquil country setting create a wonderful outdoor retreat. Recent improvements include a roof and siding (approximately 13 years old), extensive living and dining room renovations completed in 2024, the chimney stack reinforced (2025), and fresh paint and carpet in the main-floor bedroom (2026). If you've been searching for a spacious farmhouse that combines country charm, modern updates, and room to grow, this is one you won't want to miss!

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

7/10
Leland Elementary SchoolGrades PK-80.3 mi
1/10
Leland High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1882

Materials

  • Foundation: Block,Stone
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Level: Second
  • Area: 168
  • Dimensions: 12X14

Bedroom3

  • Level: Second
  • Area: 108
  • Dimensions: 9X12

Bedroom4

  • Level: Second
  • Area: 96
  • Dimensions: 8X12

Bedroom5

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 140
  • Dimensions: 10X14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Wood Laminate),Window Treatments (All)
  • Level: Main
  • Area: 192
  • Dimensions: 16X12

Features

  • 1st Floor Bedroom,Built-in Features
  • Window features: Drapes
  • Flooring: Hardwood,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Living Room
  • Fireplace: Yes
  • Attic: Full,Interior Stair

Heating & Cooling

  • Heating features: Natural Gas,Steam
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 3,276
  • Total interior livable area: 2,184 sqft

Kitchen

  • Features: Kitchen (Country Kitchen),Flooring (Wood Laminate)
  • Level: Main
  • Area: 156
  • Dimensions: 13X12

Living Room

  • Features: Flooring (Wood Laminate),Window Treatments (All)
  • Level: Main
  • Area: 325
  • Dimensions: 13X25

Master Bedroom

  • Level: Second
  • Area: 168
  • Dimensions: 12X14

Mud Room

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 63
  • Dimensions: 9X7

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0408204009
  • Special condition: None
  • Other equipment: Ceiling Fan(s),Sump Pump

Features

  • Stories: 2
  • Patio & porch: Porch

Lot

  • Lot size: 9,147 sqft
  • Features: Mature Trees
  • Lot size dimensions: 70X144

Parking

  • Total spaces: 6.5
  • Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Detached,Off Street,Driveway,Owned,Garage
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Drought
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$165$1,980
Property Taxes $395$4,740
Electricity $167$2,015
Total$1,990$23,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,228/yr
40% on housing$59,700/yr
45% on housing$53,066/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$114This listing

vs Other Active Listings

Avg $/sqft

ZIP 60531$180
LaSalle County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 60531$128
LaSalle County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listing removed$254,500
2026-07-10Price change$254,500
2026-07-07Listed for sale$255,000
2026-06-29Contingent$255,000
2026-06-17Listed for sale$255,000
2023-01-13Sold$175,000
2022-12-13Pending sale$175,000
2022-12-12Contingent$175,000
2022-11-23Listed for sale$175,000
2022-11-14Listing removed--
2022-11-01Price change$179,900
2022-09-24Price change$188,900
2022-08-08Listed for sale$194,900

For Sale by Agent

AgentMaria Pena-Graham, ABR,GRI
BrokerageColdwell Banker Real Estate Group

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