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158 Tammy Ln, Somonauk, IL, 60552

3beds
2baths
1,436sqft
$309,900
$216price/sqft
$2,335/moest. monthly cost
$93,400/yrincome needed

About This Home

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

8/10
9/10
Somonauk Middle SchoolGrades 5-81.8 mi
7/10
Somonauk High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1974

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Full

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Bedroom3

  • Level: Main
  • Area: 110
  • Dimensions: 11X10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring (Ceramic Tile)
  • Level: Main
  • Area: 120
  • Dimensions: 10X12

Family Room

  • Level: Main
  • Area: 196
  • Dimensions: 14X14

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,436 sqft

Kitchen

  • Features: Flooring (Ceramic Tile)
  • Level: Main
  • Area: 120
  • Dimensions: 10X12

Laundry

  • Level: Basement
  • Area: 60
  • Dimensions: 6X10

Living Room

  • Features: Flooring (Engineered Hardwood)
  • Level: Main
  • Area: 196
  • Dimensions: 14X14

Master Bedroom

  • Features: Bathroom (Full)
  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0508303006
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 0.34 Acres
  • Lot size dimensions: 75x200

Parking

  • Total spaces: 2
  • Parking features: Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$148$1,776
Property Taxes $490$5,880
Electricity $130$1,569
Total$2,335$28,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,057/yr
40% on housing$70,050/yr
45% on housing$62,266/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 60552$193
LaSalle County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 60552$180
LaSalle County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2008-10-14Sold$130,000

For Sale by Agent

AgentBradley Eade
BrokerageColdwell Banker Real Estate Group

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