




409 N State St, Franklin Grove, IL, 61031
About This Home
Welcome to a truly rare property — a gorgeous fully renovated 1913 residence paired with two additional custom built homes, creating a multi building estate with limitless potential. Thoughtfully restored and professionally updated inside and out, the main house spans over 10,000 square feet across four beautifully finished levels and offers six bedrooms, a library office, generous living spaces, and modern systems throughout, including separate HVAC for each floor. Special care was taken during the meticulous renovation to preserve the elements of timeless character while integrating modern comfort, creating a home that remains both historic and elevated. The main level opens to a gracious foyer, original oak floors, large living and dining rooms, a dining porch, and a beautifully reimagined kitchen with quartz countertops, Wolf stove, and Subzero refrigerator. The dining porch opens to the magical stone fireplace and garden pagoda, a greenhouse inspired structure built from historic barn wood and featuring moveable, removable sliding translucent walls and doors. Upstairs, the second floor features original wood floors and private en suite bedrooms, including a master suite with a gas fireplace and a marble lined, spa inspired bathroom with a clawfoot tub and shower. This floor also houses a laundry room with two washers and dryers, a sink, and storage space. The third floor offers Hickory floors, two bedrooms, living room with gas fireplace, and bathroom with a custom Kohler double vanity sink and marble and stone walk in shower. Each bedroom includes its own vanity, and the master suite features French doors opening to a perfect small deck for watching sunrises or sunsets. The lower level, the stone cellar, is a distinctive space with bathroom, shower, custom built Finlandia sauna, bedroom, studio kitchen, living room, workout and massage room, storage, storm shelter, and escape window. The 2,300 square foot carriage house is its own private retreat with full kitchen, quartz countertops, living area, laundry, powder room, king suite with spa bath, and French doors leading to expansive private deck, ideal for guests, family, a creative studio, or a private office. Heated five-car garage parking sits below. Across the main drive is the exquisite 3,200 square foot cottage. This light filled, vaulted ceiling home features an open design kitchen with quartz countertops and a dining area, as well as full length front and back decks. The second floor includes a large primary king bedroom with a catwalk leading to an open air office and sitting room. The lower level comprises garden style windows for light and emergency exits, custom built room length desk, living room, laundry, marble tiled bathroom with shower, bedroom, concrete storage and storm shelter. The grounds are an enchanted, private sanctuary featuring a small greenhouse, water garden with koi pond and waterfall, flowing creek, yoga lawn, fruit trees, and native and herb garden. The property is offered largely furnished and is move in ready, making an effortless transition as a turnkey residence, second home, hospitality hybrid business, multi generational living, or divided lots. Discover countless cozy spots inside and out to rest and renew in this friendly, beautiful, quiet Midwestern community in the Rock River Valley; a one of a kind offering.
Getting Around
Schools
Construction
Condition
- Year built: 1913
Materials
- Roof: Metal
- Construction materials: Siding,Wood
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove/Cooktop,Wall Oven,Washer,Water Softener,Gas Water Heater
- Laundry features: Upper Level
Basement
- Has basement: Yes
- Basement: Full,Finished,Partial Exposure
Bedroom2
- Level: Upper
- Area: 182
Bedroom3
- Level: Upper
- Area: 224
Bedroom4
- Level: Upper
- Area: 182
Bedrooms & Bathrooms
- Bedrooms: 9
- Bathrooms: 9
- Full bathrooms: 9
- Main level bathrooms: 1
Dining Room
- Level: Main
- Area: 210
Family Room
- Level: Lower
- Area: 255
Features
- L.L. Finished Space,Wet Bar,Book Cases Built In,Tray Ceiling(s),Ceiling-Vaults/Cathedral,Granite Counters,Sauna,Second Kitchen,Walk-In Closet(s)
- Number of fireplaces: 6
- Fireplace features: Both Gas and Wood,Fire-Pit/Fireplace
- Fireplace: Yes
- Finished area below ground: 1,300
- Finished area above ground: 12,700
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 14,000
- Total interior livable area: 14,000 sqft
Kitchen
- Level: Main
- Area: 216
Living Room
- Level: Main
- Area: 525
Master Bedroom
- Level: Upper
- Area: 180
Property
Details
- Parcel number: 060335400023
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Patio,Deck-Covered,Patio-Brick Paver,Covered
Lot
- Lot size: 1.66 Acres
- Features: City/Town
Parking
- Total spaces: 5
- Parking features: Asphalt,Attached,Barn,Detached
- Has garage: Yes
- Attached garage spaces: 5
- Covered spaces: 5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
- Drought
- Hail
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,573 | $78,876 |
| Home Insurance * | $884 | $10,608 |
| Property Taxes | $1,917 | $23,004 |
| Electricity | $1,076 | $12,921 |
| Total | $10,450 | $125,400 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-03 | Price change | $1,300,000 |
| 2025-10-18 | Listed for sale | $1,500,000 |
| 2024-01-17 | Sold | $750,000 |
| 2013-12-17 | Sold | $255,000 |
| 2013-09-05 | Listing removed | $189,900 |
| 2013-05-07 | Listed for sale | $189,900 |
| 2013-01-02 | Listing removed | $199,900 |
| 2012-12-15 | Listed for sale | $199,900 |
