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2086 Grand Detour Rd, Dixon, IL, 61021

5beds
3baths
2,883sqft
$344,900
$120price/sqft
$2,745/moest. monthly cost
$109,800/yrincome needed

About This Home

Spacious 5 bedroom, 3 bathroom home designed for both everyday living and entertaining, featuring multiple living areas and a flexible layout with tons of potential. The open kitchen connects seamlessly to the main spaces, while the finished basement adds even more versatility. The primary suite offers convenience while the upstairs theatre room provides a private retreat, and the sunroom filled with natural light-complete with a hot tub-walks out to the deck for easy indoor-outdoor living. Outside, enjoy a fenced yard with an above ground pool, along with both an attached 2 car garage and a detached 2 car garage for added storage, hobbies, or toys. A unique opportunity with space, function, and value all in one. Make it yours today!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

--
6/10
Reagan Middle SchoolGrades 6-84.7 mi
2/10
Dixon High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 1975

Materials

  • Roof: Shingle
  • Construction materials: Brick/Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Dryer,Microwave,Refrigerator,Stove/Cooktop,Washer,Natural Gas Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedroom2

  • Level: Lower
  • Area: 198

Bedroom3

  • Level: Upper
  • Area: 228

Bedroom4

  • Level: Main
  • Area: 130

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Family Room

  • Level: Upper
  • Area: 285

Features

  • Window features: Skylight(s)
  • Finished area below ground: 0
  • Finished area above ground: 2,883

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,883
  • Total interior livable area: 2,883 sqft

Kitchen

  • Level: Main
  • Area: 252

Living Room

  • Level: Main
  • Area: 300

Master Bedroom

  • Level: Lower
  • Area: 210

Property

Details

  • Parcel number: 070223228009

Features

  • Levels: Tri/Quad/Multi-Level
  • Pool features: Above Ground
  • Patio & porch: Deck
  • Has spa: Yes
  • Spa features: Private

Lot

  • Lot size: 0.56 Acres
  • Features: Rural

Parking

  • Total spaces: 4
  • Parking features: Attached,Detached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Drought
Hail
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$272$3,264
Property Taxes $508$6,096
Electricity $221$2,660
Total$2,745$32,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,114/yr
40% on housing$82,350/yr
45% on housing$73,200/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 61021$120
Lee County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 61021$116
Lee County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$349,900
2023-09-11Sold$330,000
2023-07-25Pending sale$329,900
2023-07-20Listed for sale$329,900
2023-01-01Listing removed--
2022-09-12Listed for sale$349,900
2015-12-11Sold$206,000
2015-10-31Pending sale$215,750
2015-09-01Listed for sale$215,750

For Sale by Agent

AgentJD Gieson
BrokerageRe/Max Of Rock Valley

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