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562 Pine Meadow Dr, Dixon, IL, 61021

2beds
1baths
998sqft
$177,500
$178price/sqft
$1,428/moest. monthly cost
$57,120/yrincome needed

About This Home

Enjoy low-maintenance living in this well-maintained townhome featuring thoughtful updates both inside and out. The open and functional floor plan includes a spacious primary bedroom, a second bedroom with a sliding glass door leading to the backyard patio, and an updated bathroom with a walk-in shower. Step outside to your private outdoor retreat complete with a 26'x10' patio, a 10' x 10' pergola with sun shades, beautiful landscaping with new sod installed in 2024, and a storage shed set on an 18' x 18' concrete slab. It's the perfect space for relaxing or entertaining. Major improvements provide added peace of mind, including a new roof (June 2024), water softener (2024), and water heater (2021). Whether you're looking to downsize, purchase your first home, or enjoy the convenience of townhome living, this move-in-ready property offers comfort, functionality, and attractive outdoor living spaces in a desirable location.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

--
6/10
Reagan Middle SchoolGrades 6-82.4 mi
2/10
Dixon High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2002

Materials

  • Roof: Shingle
  • Construction materials: Siding,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove/Cooktop,Washer,Water Softener,Gas Water Heater
  • Laundry features: Main Level

Bedroom2

  • Level: Main
  • Area: 138

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling-Vaults/Cathedral
  • Finished area below ground: 0
  • Finished area above ground: 998

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 998
  • Total interior livable area: 998 sqft

Kitchen

  • Level: Main
  • Area: 195.5

Living Room

  • Level: Main
  • Area: 207

Master Bedroom

  • Level: Main
  • Area: 144

Property

Details

  • Parcel number: 070229402031

Features

  • Patio & porch: Patio

Lot

  • Lot size: 5,662 sqft
  • Features: City/Town

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Inland Flooding
Tornado
Hail
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $897$10,764
Home Insurance *$140$1,680
Property Taxes $261$3,132
Electricity $130$1,569
Total$1,428$17,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,960/yr
40% on housing$42,840/yr
45% on housing$38,080/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 61021$121
Lee County$131

vs Homes Sold Last Month

Median $/sqft

ZIP 61021$116
Lee County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$177,500
2026-07-28Price change$177,500
2026-07-11Listed for sale$182,500
2023-09-26Sold$145,000
2023-09-05Pending sale$149,999
2021-06-15Sold$105,000

For Sale by Agent

AgentElizabeth Emma
BrokerageRe/Max Professional Advantage

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