See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1131 4th Ave, Dixon, IL, 61021

7beds
5baths
6,024sqft
$785,000
$130price/sqft
$6,209/moest. monthly cost
$248,360/yrincome needed

About This Home

Sprawling homestead just outside of town with all the perks of being in the county but one minute from town. This stunner is a two-story brick and stone home with a full finished walkout basement that leads to patio and deck area with L-shaped double in ground pool. The eye-catching two-story entryway with grand oak staircase welcomes you into the home. Large living room with built in bookshelves and woodburning fireplace has views of the park like yard and pool area. There is an eat in kitchen plus formal dining room that opens to the screened porch. The main Floor also has a bedroom and full bathroom. 2nd floor of this home features a library and 6 additional bedrooms with 4 full bathrooms. The primary bedroom is off of the library and features a full bath with double sinks and walk in closet plus views of the pool. The custom oak spiral staircase takes you to the loft area that looks out to the back of the property. This unique property has so much to offer including 30x60 outbuilding and located on 10 acres with a pond. Survey has been completed on this property. SELLER FINANCING AVAILABLE--CALL LISTING AGENT FOR DETAILS!

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
6/10
Reagan Middle SchoolGrades 6-82.2 mi
2/10
Dixon High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: Finished,Bath/Stubbed,Full,Walk-Out Access

Bedroom2

  • Level: Second
  • Area: 154
  • Dimensions: 14X11

Bedroom3

  • Level: Second
  • Area: 154
  • Dimensions: 14X11

Bedroom4

  • Level: Second
  • Area: 99
  • Dimensions: 11X9

Bedroom5

  • Level: Second
  • Area: 121
  • Dimensions: 11X11

Bedroom6

  • Level: Second
  • Area: 255
  • Dimensions: 17X15

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 5
  • Full bathrooms: 5

Dining Room

  • Level: Main
  • Area: 208
  • Dimensions: 16X13

Family Room

  • Level: Basement
  • Area: 322
  • Dimensions: 23X14

Features

  • Cathedral Ceiling(s),1st Floor Bedroom,1st Floor Full Bath,Built-in Features,Walk-In Closet(s),Bookcases,Special Millwork,Separate Dining Room,Pantry,Workshop
  • Flooring: Hardwood,Wood
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning,Living Room,Basement
  • Fireplace: Yes
  • Finished area below ground: 2,008

Foyer

  • Level: Main
  • Area: 272
  • Dimensions: 16X17

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 6,024
  • Total interior livable area: 6,024 sqft

Kitchen

  • Level: Main
  • Area: 198
  • Dimensions: 11X18

Laundry

  • Level: Basement
  • Area: 96
  • Dimensions: 8X12

Library

  • Level: Second
  • Area: 736
  • Dimensions: 32X23

Living Room

  • Features: Window Treatments (Bay Window(s))
  • Level: Main
  • Area: 576
  • Dimensions: 24X24

Loft

  • Level: Third
  • Area: 182
  • Dimensions: 13X14

Master Bedroom

  • Features: Bathroom (Full)
  • Level: Second
  • Area: 529
  • Dimensions: 23X23

Mud Room

  • Level: Main
  • Area: 40
  • Dimensions: 8X5

Other

  • Level: Main
  • Area: 88
  • Dimensions: 11X8

Recreation Room

  • Level: Basement
  • Area: 722
  • Dimensions: 38X19

Screened Porch

  • Level: Main
  • Area: 225
  • Dimensions: 15X15

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 07023122602000
  • Special condition: None

Features

  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Porch,Screened
  • Waterfront features: Pond,Creek

Lot

  • Lot size: 10 Acres
  • Features: Wooded,Garden
  • Lot size dimensions: 62X668X544X161X712X260X480

Parking

  • Total spaces: 3
  • Parking features: Brick Driveway,Other,Garage Door Opener,Yes,Garage Owned,Attached,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Tornado
Drought
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,969$47,628
Home Insurance *$620$7,440
Property Taxes $1,157$13,884
Electricity $463$5,560
Total$6,209$74,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$212,880/yr
40% on housing$186,270/yr
45% on housing$165,573/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 61021$120
Lee County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 61021$116
Lee County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-28Listed for sale$785,000
2025-08-28Listing removed$895,000
2025-06-26Price change$895,000
2025-05-27Listed for sale$985,000

For Sale by Agent

AgentCynthia Adcock
BrokerageCrawford Realty, LLC

Similar Homes