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404 E McKenney St, Dixon, IL, 61021

4beds
2baths
2,012sqft
$179,900
$89price/sqft
$1,470/moest. monthly cost
$58,800/yrincome needed

About This Home

Move in ready 4 bedroom, 1.5 bath home priced to sell! Check out the updates that have been completed on this large 2 story home in Dixon in 2026 including, a new furnace and A/C system, 14 new replacement windows, new water heater, new paint and flooring throughout and much more. The natural, original woodwork is still in beautiful condition and the wood burning fireplace adds even more character to the charming main floor. There is also a built in hutch in the dining room and built-in wooden bookcases in the living room. A convenient half bath and an office or bonus room just off of the living room with many windows round out the first floor. The second floor offers 4 bedrooms with closets and new paint and new flooring throughout. The second floor also features an updated full bath and ample storage space in the common area closets. If all this was not enough, the home offers a huge 26' x 26' attached garage and a spacious basement with separate workshop area. This home is located on a corner lot in northeast Dixon just blocks from several recreational options including, parks, an excellent bike trail, splash pad, soccer fields, pickleball courts and much more, providing year around activities!

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

--
6/10
Reagan Middle SchoolGrades 6-81.5 mi
2/10
Dixon High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1921

Materials

  • Roof: Asphalt
  • Construction materials: Stucco

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 110
  • Dimensions: 10X11

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 140
  • Dimensions: 10X14

Bedroom4

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 100
  • Dimensions: 10X10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 132
  • Dimensions: 11X12

Features

  • Door features: French Doors
  • Window features: Vinyl Frames
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Foyer

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 72
  • Dimensions: 8X9

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,012
  • Total interior livable area: 2,012 sqft

Kitchen

  • Features: Kitchen (Galley),Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 136
  • Dimensions: 8X17

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 350
  • Dimensions: 14X25

Master Bedroom

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 154
  • Dimensions: 11X14

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 07023228000100
  • Special condition: None

Features

  • Stories: 2

Lot

  • Lot size: 5,000 sqft
  • Features: Corner Lot
  • Lot size dimensions: 50x100

Parking

  • Total spaces: 2
  • Parking features: Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Inland Flooding
Tornado
Hail
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$142$1,704
Property Taxes $265$3,180
Electricity $154$1,857
Total$1,470$17,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,400/yr
40% on housing$44,100/yr
45% on housing$39,200/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$89This listing

vs Other Active Listings

Avg $/sqft

ZIP 61021$121
Lee County$131

vs Homes Sold Last Month

Median $/sqft

ZIP 61021$116
Lee County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Contingent$179,900
2026-07-19Listed for sale$179,900
2026-03-26Sold$40,500
2017-12-19Sold$115,000
2017-11-09Pending sale$116,900
2017-09-21Price change$116,900
2017-08-09Listed for sale$119,900
2016-08-19Listing removed$116,900
2016-05-02Price change$116,900
2015-12-08Price change$117,900
2015-08-18Price change$119,900
2015-08-11Price change$124,500
2015-06-26Price change$124,000
2015-04-16Listed for sale$127,000
2015-03-10Listing removed$129,900
2015-03-05Price change$129,900
2014-12-16Price change$125,800
2014-11-11Price change$126,000
2014-10-28Price change$126,500
2014-10-17Price change$126,900
2014-10-14Price change$129,500
2014-10-04Price change$129,900
2014-09-15Price change$134,900
2014-09-06Price change$136,000
2014-09-02Price change$138,000
2014-08-25Listed for sale$132,000
2010-07-01Sold$122,000
2006-06-23Sold$118,000

For Sale by Agent

AgentEric Bird
BrokerageBird Realty

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