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609 Moss Pl, Dixon, IL, 61021

3beds
2baths
2,261sqft
$244,000
$108price/sqft
$1,957/moest. monthly cost
$78,280/yrincome needed

About This Home

Contemporary One of a Kind Home! This unique home is tucked in on the hill at the "V" where Moss Pl & 1st Ave meet, and is perfect for both entertaining and privacy. Home is spacious, and features 3 bedrooms, 2 baths, formal dining, vaulted living room with fireplace, an attached 2 car garage, some hardwood floors, plus a walkout basement! Freshly painted with new gutters, updated plumbing, newer roof, recently completed foundation repair work, and new landscaping- it's truly move in ready! Outside, you'll love the 2 large decks that offer great views as well as the lovely landscaping. There is also a 2nd driveway offering additional off street parking, and a small outbuilding, perfect for your lawn supplies. Don't miss out- call today for an appointment!

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

5/10
6/10
Reagan Middle SchoolGrades 6-81.6 mi
2/10
Dixon High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1953

Materials

  • Roof: Asphalt
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Full,Walk-Out Access

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 168
  • Dimensions: 14X12

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 140
  • Dimensions: 14X10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: Basement
  • Area: 90
  • Dimensions: 10X9

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 256
  • Dimensions: 16X16

Family Room

  • Level: Basement
  • Area: 204
  • Dimensions: 17X12

Features

  • Vaulted Ceiling(s),1st Floor Bedroom,1st Floor Full Bath,Separate Dining Room
  • Window features: Skylight(s)
  • Flooring: Hardwood,Carpet
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room
  • Fireplace: Yes
  • Finished area below ground: 360

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,370
  • Total interior livable area: 2,261 sqft

Kitchen

  • Features: Flooring (Tile)
  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Laundry

  • Features: Flooring (Tile)
  • Level: Basement
  • Area: 63
  • Dimensions: 7X9

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 462
  • Dimensions: 21X22

Master Bedroom

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 204
  • Dimensions: 17X12

Other

  • Level: Basement
  • Area: 198
  • Dimensions: 11X18

Storage

  • Level: Basement
  • Area: 64
  • Dimensions: 8X8

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 07023232600600
  • Special condition: None

Features

  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: 227x204x97

Parking

  • Total spaces: 4
  • Parking features: Concrete,Yes,Garage Owned,Attached,Off Street,Driveway,Owned,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Tornado
Drought
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,233$14,796
Home Insurance *$192$2,304
Property Taxes $359$4,308
Electricity $173$2,086
Total$1,957$23,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,097/yr
40% on housing$58,710/yr
45% on housing$52,186/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$108This listing

vs Other Active Listings

Avg $/sqft

ZIP 61021$121
Lee County$131

vs Homes Sold Last Month

Median $/sqft

ZIP 61021$116
Lee County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$279,000
2026-04-15Listed for sale$289,000
2025-06-23Sold$209,000
2025-05-28Contingent$209,000
2025-05-23Listed for sale$209,000

For Sale by Agent

AgentNancy Fritts
BrokerageHeartland Realty 11 LLC

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