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722 Highland Ave, Dixon, IL, 61021

4beds
2baths
2,176sqft
$219,000
$101price/sqft
$1,770/moest. monthly cost
$70,800/yrincome needed

About This Home

Classic Corner Lot Charm - Steps from schools, parks and churches. Discover the perfect blend of character and community in this spacious 4-bedroom 2- full bath home. This home with a stunning wraparound porch is situated on a desirable corner lot, you are perfectly positioned just a short stroll from local schools, parks and churches, making this an ideal retreat for those who value convenience and neighborhood connections. Inside the home shines with original hardwood floors throughout leading, you through a thoughtful layout that includes welcoming living room, formal dining, and a versatile den. The heart of the home is the bright eat-in kitchen paired with a rare convenience of a mail level laundry. Signature Features: Walk -up attic: A massive versatile space ready for you vision - convert into playroom or creative studio. Detached Garage: Secure 1-car garage. Your new chapter starts here. Schedule a viewing today to see this gem in person.

Getting Around

70
WalkingVery Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

7/10
Madison SchoolGrades 4-50.6 mi
6/10
Reagan Middle SchoolGrades 6-80.6 mi
2/10
Dixon High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1890

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Range / Oven

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,176 sqft

Property

Details

  • Parcel number: 070805409005

Features

  • Exterior features: Vinyl

Lot

  • Lot size: 7,500 sqft

Parking

  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Tornado
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,107$13,284
Home Insurance *$173$2,076
Property Taxes $323$3,876
Electricity $167$2,008
Total$1,770$21,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,685/yr
40% on housing$53,100/yr
45% on housing$47,200/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 61021$121
Lee County$131

vs Homes Sold Last Month

Median $/sqft

ZIP 61021$116
Lee County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Price change$220,000
2026-04-02Listed for sale$249,000

For Sale by Owner

AgentProperty Owner

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