See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1510 W 2nd St, Dixon, IL, 61021

3beds
2baths
1,448sqft
$105,000
$73price/sqft
$896/moest. monthly cost
$35,840/yrincome needed

About This Home

Great opportunity in Dixon, Illinois. This 1.5-story home features 3 bedrooms and 1.5 baths, including a main-level bedroom and two additional bedrooms upstairs. The kitchen offers newer countertops and stainless-steel appliances. Major updates include a furnace (2016), water heater (2021), and roof (2023). With a little TLC, this property has solid potential to shine again. Property sold As-Is. Cash or Conventional

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

5/10
6/10
Reagan Middle SchoolGrades 6-81.4 mi
2/10
Dixon High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1896

Materials

  • Roof: Shingle
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Dryer,Microwave,Refrigerator,Stove/Cooktop,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Upper
  • Area: 169

Bedroom3

  • Level: Upper
  • Area: 130

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 160

Features

  • Attic: Storage
  • Finished area below ground: 0
  • Finished area above ground: 1,448

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,448
  • Total interior livable area: 1,448 sqft

Kitchen

  • Level: Main
  • Area: 180

Living Room

  • Level: Main
  • Area: 182

Master Bedroom

  • Level: Main
  • Area: 130

Property

Details

  • Parcel number: 070806286004

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Porch 3 Season

Lot

  • Lot size: 6,098 sqft
  • Features: City/Town

Parking

  • Total spaces: 1.5
  • Parking features: Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1.5
  • Covered spaces: 1.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $530$6,360
Home Insurance *$82$984
Property Taxes $154$1,848
Electricity $130$1,569
Total$896$10,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,720/yr
40% on housing$26,880/yr
45% on housing$23,893/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$73This listing

vs Other Active Listings

Avg $/sqft

ZIP 61021$122
Lee County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 61021$116
Lee County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-11Listed for sale$110,000
2023-04-11Listing removed--
2022-10-11Listed for sale$89,000
2014-01-08Sold$39,253
2010-08-06Sold$32,000
2006-11-21Sold$55,000

For Sale by Agent

AgentElisha Prince
BrokerageColdwell Banker Real Estate Group

Similar Homes