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1446 W Main St, Bushnell, IL, 61422

3beds
1baths
1,008sqft
$134,900
$134price/sqft
$1,380/moest. monthly cost
$55,200/yrincome needed

About This Home

?? FOR SALE BY OWNER – Bushnell, IL ?? 1446 W Main St ?? $134,900 ? Fully remodeled – move-in ready! No projects, no major updates needed. Appliances in home stay, photos from a previous listing. ? 3 bed / 1 bath ? 1,008 sq ft ranch (no stairs) ? 1.5 stall garage (2022) ? New roof (2024) ? Fenced yard (2025) ? Water softener + RO system ? Updated throughout ?? Most homes at this price need work—this one doesn’t. Just move in and enjoy. ?? Message me for details or a showing ?? Serious inquiries only ?? Skip the fixer-upper—this home is ready for you from day one.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1963

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total interior livable area: 1,008 sqft

Property

Details

  • Parcel number: 0300162900

Parking

  • Total spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Drought
Hail
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$364$4,368
Property Taxes $204$2,448
Electricity $130$1,569
Total$1,380$16,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,314/yr
40% on housing$41,400/yr
45% on housing$36,800/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 61422$61
McDonough County$63

vs Homes Sold Last Month

Median $/sqft

ZIP 61422$39
McDonough County$59

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$139,900
2026-07-19Listed for sale$134,900
2024-08-09Sold$127,000
2024-07-02Pending sale$130,000
2024-05-08Listed for sale$130,000
2021-07-09Sold$74,000

For Sale by Owner

AgentProperty Owner

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