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903 N Center St, Lacon, IL, 61540

3beds
1baths
1,265sqft
$146,900
$116price/sqft
$1,209/moest. monthly cost
$48,360/yrincome needed

About This Home

Welcome home to this charming and cozy three-bedroom ranch style home situated on double lots in Lacon's quiet north end neighborhood. This beautiful three-bedroom ranch style home has recently been updated. This move-in ready home has everything to offer. Inside you’ll discover a bright and open floor plan featuring a spacious living room, comfortable family room and open formal dining room complete with corner china cabinet, blending in with the kitchen that was updated to offer functionality and plenty of cabinet space. The home has been extensively remodeled including all new paint and flooring throughout some updated electrical work, new vanity, sink, lighting, and tub surround and flooring in the bathroom including modern lighting fixtures throughout. Step outside and you’ll enjoy the cover porch and patio area great for cooking out an entertaining. The large double lots offer plenty of gardening and landscaping. You’ll also enjoy the four seasons porch entering into the side door of the home boasting plenty of closet space. As an added bonus, the seller is offering a home warranty providing extra piece of mine for the lucky new homeowner. This beautifully updated ranch offers, comfort, charm, and convenience all combined into one exceptional property. Garage does have extra workshop area.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

6/10
Midland Elementary SchoolGrades PK-40.4 mi
6/10
Midland Middle SchoolGrades 5-82.8 mi
3/10
Midland High SchoolGrades 9-126.1 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Block,Stone
  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Additional Room

  • Level: Main
  • Dimensions: 7ft 7in x 13ft 1in

Appliances

  • Appliances included: Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Cellar,Crawl Space,Unfinished

Bedroom1

  • Level: Main
  • Dimensions: 11ft 5in x 14ft 8in

Bedroom2

  • Level: Main
  • Dimensions: 13ft 6in x 9ft 7in

Bedroom3

  • Level: Main
  • Dimensions: 13ft 9in x 7ft 9in

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Level: Main
  • Dimensions: 11ft 1in x 10ft 8in

Features

  • High Speed Internet
  • Window features: Replacement Windows,Blinds

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,265
  • Total interior livable area: 1,265 sqft

Kitchen

  • Level: Main
  • Dimensions: 13ft 0in x 11ft 0in

Laundry

  • Level: Main
  • Dimensions: 3ft 4in x 11ft 6in

Living Room

  • Level: Main
  • Dimensions: 11ft 0in x 13ft 0in

Main Level

  • Area: 1265

Other

  • Level: Main
  • Dimensions: 13ft 3in x 10ft 2in

Property

Details

  • Parcel number: 0425177009

Features

  • Patio & porch: Patio,Porch,Enclosed

Lot

  • Lot size: 5,640 sqft
  • Features: Corner Lot,Level,Extra Lot
  • Lot size dimensions: 94 x 60

Parking

  • Total spaces: 1
  • Parking features: Detached,On Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Drought
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $742$8,904
Home Insurance *$129$1,548
Property Taxes $208$2,496
Electricity $130$1,569
Total$1,209$14,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,451/yr
40% on housing$36,270/yr
45% on housing$32,240/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 61540$66
Marshall County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 61540$85
Marshall County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$138,900
2026-08-06Price change$138,900
2026-07-26Listed for sale$146,900

For Sale by Agent

AgentScarlett R Palm
BrokerageJim Maloof Realty, Inc.

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