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621 Girard St, Metropolis, IL, 62960

5beds
3baths
3,569sqft
$264,900
$74price/sqft
$2,484/moest. monthly cost
$99,360/yrincome needed

About This Home

Why buy basic when you can own character? Spacious and full of timeless character, this beautifully maintained 5-bedroom, 3-bath home offers over 3,500 square feet of versatile living space in the heart of Metropolis. Built with craftsmanship rarely found in newer construction, the home features rich architectural details, hardwood flooring, elegant woodwork, multiple fireplaces, and a stunning spiral staircase that creates a memorable first impression. The flexible floorplan includes multiple living and gathering spaces, generously sized bedrooms, and an ideal setup for multi-generational living, guest accommodations, or home office needs. With its blend of charm, space, and functionality, this property offers a unique opportunity for buyers seeking room to spread out without sacrificing character. Conveniently located near schools, shopping, downtown amenities, and just a short drive to Paducah.

Getting Around

70
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

6/10
7/10
Massac Jr High SchoolGrades 7-82.3 mi
5/10
Massac County High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1923

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Frame,Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Electric Water Heater
  • Laundry features: Main Level,Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished,Partial

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 162
  • Dimensions: 9X18

Bedroom3

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 99
  • Dimensions: 9X11

Bedroom4

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 238
  • Dimensions: 14X17

Bedroom5

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 224
  • Dimensions: 16X14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Features: Flooring (Laminate)
  • Level: Second
  • Area: 204
  • Dimensions: 12X17

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 176
  • Dimensions: 16X11

Features

  • 1st Floor Bedroom,In-Law Floorplan,1st Floor Full Bath,High Ceilings,Pantry
  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning,Gas Log,Living Room,Kitchen
  • Fireplace: Yes

Foyer

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 156
  • Dimensions: 12X13

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Radiator(s),Sep Heating Systems - 2+
  • Cooling features: Central Air,Window Unit(s),Wall Unit(s)

Interior Area

  • Total structure area: 4,019
  • Total interior livable area: 3,569 sqft

Kitchen

  • Features: Kitchen (Island,Pantry-Butler,Updated Kitchen),Flooring (Hardwood)
  • Level: Main
  • Area: 368
  • Dimensions: 16X23

Kitchen2Nd

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 108
  • Dimensions: 9X12

Laundry

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 42
  • Dimensions: 6X7

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 336
  • Dimensions: 16X21

Master Bedroom

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 276
  • Dimensions: 12X23

Office

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 132
  • Dimensions: 11X12

Pantry

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 88
  • Dimensions: 8X11

Play Room

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 192
  • Dimensions: 16X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0801371011
  • Special condition: None
  • Other equipment: Ceiling Fan(s)

Features

  • Stories: 2
  • Exterior features: Dog Run

Lot

  • Lot size: 8,400 sqft
  • Lot size dimensions: 70x120

Parking

  • Total spaces: 2
  • Parking features: Off Street,Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Tornado
Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather
Hail

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$585$7,020
Property Taxes $286$3,432
Electricity $274$3,294
Total$2,484$29,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,165/yr
40% on housing$74,520/yr
45% on housing$66,240/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -6.6%
-6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$74This listing

vs Other Active Listings

Avg $/sqft

ZIP 62960$91
Massac County$92

vs Homes Sold Last Month

Median $/sqft

ZIP 62960$81
Massac County$76

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Price change$279,900
2026-03-02Price change$285,000
2026-02-18Listed for sale$299,900
2024-08-01Sold$240,000
2024-06-27Contingent$249,900
2024-06-10Price change$249,900
2024-05-21Price change$269,000
2024-05-01Listed for sale$289,900

For Sale by Agent

AgentKimberly Wilkins
BrokerageRE/MAX ADVANTAGE

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