201 E Liberty St, Joy, IL, 61260
About This Home
If you've been searching for an affordable home in a quiet community, this one deserves a look. Sitting on a spacious, level corner lot, this two-bedroom, one-bath home offers the perfect opportunity for someone ready to add their own touch and bring a little more life back into a home with great space. The work has already begun, with many of the bigger projects completed, making this a great opportunity for an investor, or someone looking for a project with potential. Inside, you'll find beautiful hardwood floors, charming French doors, and the character you just don't find in every home today. The oversized breezeway between the home and the attached two-car garage adds even more flexibility - use it as a cozy extra family room, kids' play space, hobby area, dining room, or a spot to relax with your morning coffee. Outside, the large corner lot(3) provides plenty of room to enjoy the outdoors, with two additional sheds offering convenient storage. This home is move-in ready but waiting for someone with vision to finish the transformation. Affordable living, a peaceful small-town setting, and the chance to create something truly your own - sometimes the best homes are the ones waiting for someone to love them back to life.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1910
Materials
- Foundation: Brick/Mortar
- Roof: Asphalt
- Construction materials: Asbestos
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range
- Laundry features: Main Level,In Unit
Basement
- Has basement: Yes
- Basement: Crawl Space
Bedroom2
- Features: Flooring (Hardwood)
- Level: Main
- Area: 156
- Dimensions: 13X12
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: Main
- Area: 231
- Dimensions: 11X21
Features
- 1st Floor Bedroom,1st Floor Full Bath
- Door features: French Doors
- Flooring: Hardwood,Wood
Foyer
- Features: Flooring (Carpet),Window Treatments (Storm Window(s))
- Level: Main
- Area: 39
- Dimensions: 13X3
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 1,255
- Total interior livable area: 1,255 sqft
Kitchen
- Features: Kitchen (Eating Area-Table Space),Flooring (Vinyl)
- Level: Main
- Area: 180
- Dimensions: 15X12
Laundry
- Features: Flooring (Hardwood)
- Level: Main
- Area: 27
- Dimensions: 9X3
Living Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 224
- Dimensions: 16X14
Master Bedroom
- Features: Flooring (Engineered Hardwood)
- Level: Main
- Area: 117
- Dimensions: 13X9
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 090920106004
- Special condition: None
Features
- Stories: 1
- Exterior features: Breezeway
Lot
- Lot size: 0.56 Acres
- Features: Level
- Lot size dimensions: 185x135x183x131
Parking
- Total spaces: 2
- Parking features: Asphalt,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Cold Wave
- Drought
- Ice Storm
- Winter Weather
- Hail
- Heat Wave
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $303 | $3,636 |
| Home Insurance * | $45 | $540 |
| Property Taxes | $88 | $1,056 |
| Electricity | $130 | $1,569 |
| Total | $566 | $6,792 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-24 | Listed for sale | $60,000 |
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