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406 S Walnut St, Pinckneyville, IL, 62274

3beds
3baths
3,227sqft
$285,000
$88price/sqft
$2,318/moest. monthly cost
$92,720/yrincome needed

About This Home

Located at 406 S Walnut Street in Pinckneyville, this spacious 3-bedroom, 2.5-bathroom home offers an incredible opportunity for someone ready to restore a truly special property to its full potential. Inside, you'll find an oversized living room, a massive family room perfect for entertaining, a large kitchen, and both the living room and family room feature their own fireplaces, adding warmth and character to each gathering space. A unique addition currently set up as a salon features its own private entrance through the garage, making it ideal for a home business or office. One of the property's most impressive features is the inground swimming pool, complete with documented maintenance history. The home also includes a full unfinished basement with approximately the same footprint as the main level, offering endless possibilities for additional living space, storage, or a workshop. This home sits along Pinckneyville's Mardi Gras parade route and has long been part of the community's celebration. For years, Mardi Gras Pageant Queens gathered here to have their official photographs taken in the elegant formal family room, adding a unique piece of local history to this one-owner home. While the property will require significant updating, it has been lovingly cared for by the same family for many years and offers exceptional space, a flexible floor plan, and endless potential. To help the next owner make it their own, the seller is offering a $10,000 credit toward renovation of bathrooms. If you've been searching for a home with generous square footage, distinctive features, rich local history, and the opportunity to create something truly special, this is one you won't want to miss. Schedule your private showing today and imagine the possibilities.

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

7/10
7/10
10/10

Construction

Condition

  • Year built: 1969

Materials

  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Level: Main
  • Area: 221
  • Dimensions: 13X17

Bedroom3

  • Level: Main
  • Area: 143
  • Dimensions: 13X11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 130
  • Dimensions: 10X13

Family Room

  • Level: Main
  • Area: 378
  • Dimensions: 27X14

Features

  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room
  • Fireplace: Yes

Foyer

  • Level: Main
  • Area: 130
  • Dimensions: 10X13

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,454
  • Total interior livable area: 3,227 sqft

Kitchen

  • Features: Kitchen (Island)
  • Level: Main
  • Area: 240
  • Dimensions: 16X15

Laundry

  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Living Room

  • Level: Main
  • Area: 464
  • Dimensions: 16X29

Master Bedroom

  • Features: Bathroom (Full)
  • Level: Main
  • Area: 182
  • Dimensions: 14X13

Other

  • Level: Main
  • Area: 91
  • Dimensions: 7X13

Storage

  • Level: Main
  • Area: 40
  • Dimensions: 10X4

Property

Details

  • Parcel number: 2531000040
  • Special condition: None

Features

  • Stories: 1
  • Pool features: In Ground

Lot

  • Lot size: 10,000 sqft
  • Lot size dimensions: 100X100

Parking

  • Total spaces: 2
  • Parking features: Concrete,Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$292$3,504
Property Taxes $337$4,044
Electricity $248$2,978
Total$2,318$27,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,474/yr
40% on housing$69,540/yr
45% on housing$61,813/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$88This listing

vs Other Active Listings

Avg $/sqft

ZIP 62274$77
Perry County$75

vs Homes Sold Last Month

Median $/sqft

ZIP 62274
Perry County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$260,000
2026-07-24Listed for sale$285,000

For Sale by Agent

AgentRAE HANNA
BrokerageColdwell Banker DHH Realty

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