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418 E Fayette St, Pittsfield, IL, 62363

2beds
1baths
0sqft
$122,000
--price/sqft
$1,129/moest. monthly cost
$45,160/yrincome needed

About This Home

This charming two-bedroom, one-bath home offers comfort, convenience, and great potential in a cozy one-story layout. With 1,013 square feet of well-maintained living space, the home features maintenance-free siding, replacement windows, and central air for year-round comfort. Relax on the covered front porch or enjoy quiet mornings and evenings in the screened-in porch. A spacious floored attic provides excellent potential for an additional bedroom, craft room, or abundant storage space. The 24 x 24 insulated and heated garage adds valuable workspace and protection for vehicles or hobbies. Connected to city water and sewer, and topped with a shingle roof approximately eight years old, this home offers both practicality and charm-ready for its next owner to enjoy.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

3/10
8/10
Pittsfield High SchoolGrades 9-120.4 mi

Construction

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Oven

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Open

Property

Details

  • Parcel number: 5409311
  • Lease amount: 0

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Heat Wave
Strong Wind
Tornado
Hail
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $616$7,392
Home Insurance *$239$2,868
Property Taxes $144$1,728
Electricity $130$1,569
Total$1,129$13,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,708/yr
40% on housing$33,870/yr
45% on housing$30,106/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 62363$100
Pike County$219

vs Homes Sold Last Month

Median $/sqft

ZIP 62363
Pike County$67

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Listed for sale$122,000
2022-08-02Sold$70,000
2021-04-16Sold$59,000

For Sale by Agent

AgentRobin Callihan
BrokerageHometown Real Estate / Pioneer Land Company

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