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314 S High St, Granville, IL, 61326

3beds
2baths
1,220sqft
$180,000
$148price/sqft
$1,525/moest. monthly cost
$61,000/yrincome needed

About This Home

Completely remodeled from the ground up, this home offers the feel of new construction with the charm of an established neighborhood. Nearly everything is brand new, including drywall, insulation, electrical, plumbing, windows, trim, fixtures and finishes throughout. The interior features wall-to-wall LifeProof luxury vinyl plank flooring that is water-and scratch-resistant-ideal for families and everyday living. The entire home is finished in a clean, timeless Sherwin Williams Alabaster color palette and enhanced by recessed lighting throughout. The open-concept main floor flows seamlessly from the living room into the kitchen and dining area, creating a welcoming space for daily living and entertaining. The kitchen features brand-new white cabinetry, matching Corian countertops, a high-end drop-in sink, brushed nickel fixtures, and a window over the sink for natural light. Appliances are not included but space is designed for a full appliance package. This home offers three bedrooms and two full bathrooms. The main-floor primary suite includes dual his-and-hers closets and an attached bonus room with floor-to-ceiling windows-perfect for a home office, sitting room, or additional living space. Two upstairs bedrooms share a centrally located full bath. Both bathrooms are fully renovated with new tubs, showers, vanities, toilets, and coordinated fixtures. Additional upgrades include forced-air heating, brand-new central air conditioning, and an open, well-lit unfinished basement with laundry and future finishing potential. Situated on a low-maintenance corner lot with vinyl siding and ample space to add a future garage. Located just two blocks from downtown Granville, offering small-town charm with quick access to Peru, Princeton and LaSalle, as well as nearby parks and amenities. Truly turnkey-move-in ready with major updates already completed.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

--
Putnam Co Primary SchoolGrades PK-20.6 mi
5/10
6/10
Putnam County High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Shingle
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial,Partial Exposure

Bedroom2

  • Level: Upper
  • Area: 165

Bedroom3

  • Level: Upper
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,220

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,220
  • Total interior livable area: 1,220 sqft

Kitchen

  • Level: Main
  • Area: 120

Living Room

  • Level: Main
  • Area: 224

Master Bedroom

  • Level: Main
  • Area: 210

Property

Details

  • Parcel number: 200047105

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 8,712 sqft
  • Features: City/Town

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Inland Flooding
Tornado
Drought
Hail
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $910$10,920
Home Insurance *$266$3,192
Property Taxes $219$2,628
Electricity $130$1,569
Total$1,525$18,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,285/yr
40% on housing$45,750/yr
45% on housing$40,666/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 61326
Putnam County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 61326$98
Putnam County$101

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-01Listed for sale$185,000
2025-02-28Sold$67,000
2025-02-20Pending sale$70,000
2025-02-10Price change$70,000
2025-01-20Listed for sale$79,000
2024-10-07Listing removed$84,999
2024-10-02Price change$84,999
2024-08-18Listed for sale$89,999

For Sale by Agent

AgentLinda Kaszynski
BrokerageDickerson & Nieman

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