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8 Birch Dr, Putnam, IL, 61560

5beds
3baths
1,400sqft
$299,900
$214price/sqft
$2,318/moest. monthly cost
$92,720/yrincome needed

About This Home

Welcome to 8 Birch Dr in Putnam, Illinois. This inviting home offers 4 bedrooms, along with 3 full bathrooms, providing ample space for family, guests, or a home office setup. Nestled in a quiet residential setting, the property delivers a peaceful small-town atmosphere surrounded by mature trees and open skies. The spacious layout allows for comfortable everyday living, while the yard offers room for outdoor activities, gardening, or relaxing in a private setting. Conveniently located within a short drive to local amenities and nearby communities, this home is ideal for those seeking space, comfort, and a slower pace of life without sacrificing accessibility. Whether you're looking for a primary residence or a quiet retreat, this property is ready to welcome you home. Ideal as a primary residence or vacation home, conveniently located within easy driving distance to Chicago and close to Starved Rock, Historic Princeton, the Peoria Riverfront, shopping, and more.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
6/10

Construction

Condition

  • Year built: 2006

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Features: Flooring (Wood Laminate)
  • Level: Second
  • Area: 130
  • Dimensions: 10X13

Bedroom3

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 121
  • Dimensions: 11X11

Bedroom4

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 121
  • Dimensions: 11X11

Bedroom5

  • Features: Flooring (Wood Laminate)
  • Level: Basement
  • Area: 273
  • Dimensions: 13X21

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Features: Flooring (Wood Laminate)
  • Level: Second
  • Area: 63
  • Dimensions: 9X7

Dining Room

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 121
  • Dimensions: 11X11

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,400 sqft

Kitchen

  • Features: Kitchen (Galley),Flooring (Wood Laminate)
  • Level: Main
  • Area: 154
  • Dimensions: 11X14

Laundry

  • Level: Basement
  • Area: 72
  • Dimensions: 6X12

Living Room

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 306
  • Dimensions: 18X17

Master Bedroom

  • Features: Flooring (Wood Laminate)
  • Level: Second
  • Area: 195
  • Dimensions: 13X15

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0300035250
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 0.69 Acres
  • Lot size dimensions: 170X177

Parking

  • Total spaces: 6
  • Parking features: Dirt Driveway,Gravel,Circular Driveway,Yes,Owned
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Inland Flooding
Tornado
Drought
Hail
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$308$3,696
Property Taxes $364$4,368
Electricity $130$1,569
Total$2,318$27,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,474/yr
40% on housing$69,540/yr
45% on housing$61,813/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 61560$145
Putnam County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 61560$143
Putnam County$101

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-23Listed for sale$299,900
2025-11-06Listing removed$339,000
2024-12-01Listed for sale$339,000
2022-09-02Listing removed--
2022-04-27Listed for sale$194,500
2022-04-15Contingent$194,500
2021-09-22Listed for sale$194,500
2011-10-21Sold$130,000
2002-09-19Sold$8,000

For Sale by Agent

AgentKathy Szuba, CSC
BrokerageREMAX Legends

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