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2 Acapulco Dr, Putnam, IL, 61560

4beds
2baths
1,353sqft
$215,000
$159price/sqft
$1,698/moest. monthly cost
$67,920/yrincome needed

About This Home

Nestled on a sprawling corner lot in the exclusive Lake Thunderbird community, this beautifully updated 4-bedroom, 2-bath home offers a perfect blend of modern comfort and natural charm. The main level is fully refreshed, with a sunroom off the kitchen that brings in abundant light. A finished basement offers a versatile bonus room, perfect for an office or entertainment space. The property includes a detached, heated 2-car garage and abundant wildlife views, creating a serene retreat. As a member of Lake Thunderbird, you'll enjoy exclusive access to beaches, parks, a pool, tennis courts, sand volleyball, and more-offering an unparalleled lifestyle.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

5/10
6/10

Construction

Condition

  • Year built: 1979

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Washer,Dryer,Water Softener Owned,Gas Cooktop

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedroom2

  • Level: Main
  • Area: 108
  • Dimensions: 12X9

Bedroom3

  • Level: Main
  • Area: 99
  • Dimensions: 11X9

Bedroom4

  • Level: Basement
  • Area: 143
  • Dimensions: 13X11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Main
  • Area: 112
  • Dimensions: 8X14

Dining Room

  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Family Room

  • Level: Basement
  • Area: 425
  • Dimensions: 25X17

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,353 sqft

Kitchen

  • Features: Kitchen (Updated Kitchen)
  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Living Room

  • Level: Main
  • Area: 196
  • Dimensions: 14X14

Master Bedroom

  • Level: Main
  • Area: 180
  • Dimensions: 15X12

Office

  • Level: Basement
  • Area: 143
  • Dimensions: 11X13

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0300042120
  • Special condition: None
  • Other equipment: Water-Softener Owned

Features

  • Patio & porch: Deck

Lot

  • Features: Corner Lot
  • Lot size dimensions: 167x170x177x160x25

Parking

  • Total spaces: 2
  • Parking features: Gravel,Garage Door Opener,Heated Garage,Yes,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Inland Flooding
Tornado
Drought
Hail
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$220$2,640
Property Taxes $261$3,132
Electricity $130$1,569
Total$1,698$20,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,217/yr
40% on housing$50,940/yr
45% on housing$45,280/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 61560$152
Putnam County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 61560$143
Putnam County$101

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Listed for sale$224,999
2021-06-30Sold$169,500
2020-12-14Listing removed$175,000
2019-06-14Listed for sale$175,000
2018-09-23Listing removed$125,000
2017-03-28Listed for sale$125,000

For Sale by Agent

AgentBethany Coleman
BrokerageLocal Realty Group, Inc.

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