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60 Fair Oaks Ct, Putnam, IL, 61560

4beds
3baths
2,005sqft
$490,000
$244price/sqft
$3,730/moest. monthly cost
$149,200/yrincome needed

About This Home

Welcome to your private Lake Thunderbird retreat, perfectly positioned on a secluded inlet to the main lake - offering the best of both tranquility and recreation. Built in 2012, this quality-constructed and beautifully-maintained 4-bed, 2.5-bath home features just over 2,000 square feet of thoughtfully designed living space. Step inside to an invited open floor plan, highlighted by a stunning living and dining room combination with soaring vaulted ceilings and a lovely wood-burning brick fireplace - perfect for cozy evenings and entertaining guests. Gorgeous hardwood flooring flows throughout the home, complementing all of the modern finishes and conveniences. Master bedroom suite, including walk-in closet and attached bathroom with heated floors, as well as the laundry room, can both be found on the main level. Downstairs, the full walk-out basement offers incredible potential, already framed and studded for future drywall, as well as rough-in for a 4th bathroom. Step outside to enjoy the scenery on the newly added lower patio, and take a walk down to the waterfront, where 115 feet frontage gives you ample space to build your boating dock. With endless possibilities to customize and make it your own, this exceptional lakefront property is a rare opportunity to enjoy comfort, space, and scenic beauty all in one place. Call for a showing today!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

5/10
6/10

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Stainless Steel Appliance(s),Electric Water Heater
  • Laundry features: Main Level,In Unit

Basement

  • Has basement: Yes
  • Basement: Unfinished,Exterior Entry,Bath/Stubbed,9 ft + pour,Concrete,Full,Walk-Out Access

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 132
  • Dimensions: 11X12

Bedroom3

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 132
  • Dimensions: 11X12

Bedroom4

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 260
  • Dimensions: 13X20

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 90
  • Dimensions: 9X10

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 210
  • Dimensions: 14X15

Features

  • Vaulted Ceiling(s),1st Floor Bedroom,1st Floor Full Bath,Walk-In Closet(s),High Ceilings,Open Floorplan,Dining Combo,Granite Counters,Pantry
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Masonry,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,183
  • Total interior livable area: 2,005 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Pantry-Closet,Custom Cabinetry,Granite Counters),Flooring (Hardwood)
  • Level: Main
  • Area: 192
  • Dimensions: 12X16

Laundry

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 48
  • Dimensions: 6X8

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 272
  • Dimensions: 16X17

Master Bedroom

  • Features: Flooring (Hardwood),Bathroom (Full)
  • Level: Main
  • Area: 196
  • Dimensions: 14X14

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0300061100
  • Special condition: None
  • Other equipment: Ceiling Fan(s),Sump Pump

Features

  • Stories: 2
  • Patio & porch: Deck,Patio
  • Has view: Yes
  • View description: Back of Property
  • Has water view: Yes
  • Water view: Back of Property
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake Privileges,Waterfront

Lot

  • Features: Cul-De-Sac,Irregular Lot,Water Rights,Wooded,Backs to Trees/Woods,Pie Shaped Lot,Sloped
  • Lot size dimensions: 60x210x115x100

Parking

  • Total spaces: 4
  • Parking features: Gravel,Garage Door Opener,Yes,Garage Owned,Attached,Driveway,Owned,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Inland Flooding
Tornado
Drought
Hail
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$503$6,036
Property Taxes $596$7,152
Electricity $154$1,850
Total$3,730$44,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,885/yr
40% on housing$111,900/yr
45% on housing$99,466/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 61560$135
Putnam County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 61560$143
Putnam County$101

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-21Listed for sale$490,000
2006-12-19Sold$40,000

For Sale by Agent

AgentMason Kimberley
BrokerageLandmark Realty of Illinois LLC

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