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108 W Lafayette St, Magnolia, IL, 61336

3beds
1baths
1,392sqft
$150,000
$108price/sqft
$1,137/moest. monthly cost
$45,480/yrincome needed

About This Home

Nestled on a large corner lot, this charming ranch home offers 1,400 square feet of open-concept living. Boasting newer vinyl floors, the spacious kitchen flows seamlessly into the living area. Enjoy year-round relaxation in the enclosed sunroom. The home features three bedrooms, an updated bathroom, and main-level laundry for convenience. A breezeway connects to a two-car garage, while a garden shed, new roof, and a recently installed furnace add even more value. Situated on a quarter-acre lot, this home offers both comfort and convenience in a prime location.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

--
Putnam Co Primary SchoolGrades PK-210.7 mi
5/10
6/10
Putnam County High SchoolGrades 9-1210.7 mi

Construction

Condition

  • Year built: 1972

Materials

  • Roof: Asphalt,Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Washer,Dryer,Electric Oven,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Level: Main
  • Area: 90
  • Dimensions: 9X10

Bedroom3

  • Level: Main
  • Area: 108
  • Dimensions: 12X9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,392
  • Total interior livable area: 1,392 sqft

Kitchen

  • Level: Main
  • Area: 182
  • Dimensions: 13X14

Laundry

  • Level: Main
  • Area: 130
  • Dimensions: 13X10

Living Room

  • Level: Main
  • Area: 238
  • Dimensions: 14X17

Master Bedroom

  • Level: Main
  • Area: 195
  • Dimensions: 13X15

Other

  • Level: Main
  • Area: 180
  • Dimensions: 12X15

Other

  • Level: Main
  • Area: 70
  • Dimensions: 7X10

Sun Room

  • Level: Main
  • Area: 195
  • Dimensions: 13X15

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0400035120
  • Special condition: None
  • Other equipment: Sump Pump

Features

  • Stories: 1

Lot

  • Lot size: 10,800 sqft
  • Features: Corner Lot
  • Lot size dimensions: 60x180

Parking

  • Total spaces: 2
  • Parking features: Concrete,Garage Door Opener,Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Inland Flooding
Tornado
Drought
Hail
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$67$804
Property Taxes $182$2,184
Electricity $130$1,569
Total$1,137$13,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,982/yr
40% on housing$34,110/yr
45% on housing$30,320/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$108This listing

vs Other Active Listings

Avg $/sqft

ZIP 61336
Putnam County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 61336$233
Putnam County$101

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$150,000

For Sale by Agent

AgentBethany Coleman
BrokerageLocal Realty Group, Inc.

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