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407 S Elliott St, Olney, IL, 62450

5beds
2baths
2,634sqft
$169,900
$65price/sqft
$1,490/moest. monthly cost
$59,600/yrincome needed

About This Home

Timeless elegance with modern Sophistication!! Beautiful 5 bedroom, 2 full bath Queen Anne Victorian home located on historical Elliott Street. The home has 2634sqft +/- living space. A partial unfinished basement, providing ample storage space, and a 2 car detached garage. Much of the time period details remain intact. The outside has castle like charm, tower turret, extensive cladding, and ornate gables. A wrap around porch is perfect for visiting or enjoying the season. Entering the foyer you are met with high ceilings, a grand staircase, rich bold tones, large windows allowing plenty of natural light, ornate crown molding & dark rich trim. On the first level, is a sitting room, inside the turret with multi directional views. A formal dining room, an extra bedroom, that can be used as a den or office area, a family room with ornate fireplace, and beautiful pocket doors. The galley style kitchen comes with the needed appliances for preparing a perfect meal and a large walk-in pantry for all the extra storage you may need. A convenient second stairway, off the kitchen, leads you to the second level of the home. Also on the second level is an additional 4 bedrooms, and a full bath. From the primary bedroom, you can access the beautiful sunroom, giving you space to relax before you start your day. History, charm, and modern all in one home. Call us today for your private showing!

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

7/10
8/10
East Richland High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Washer

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 2,634

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Zoned
  • Cooling features: Central,Zoned

Interior Area

  • Total structure area: 2,634
  • Total interior livable area: 2,634 sqft

Kitchen

  • Features: Galley,Laminate Counters

Property

Details

  • Parcel number: 1103204076
  • Lease amount: 0

Features

  • Stories: 3
  • Patio & porch: Patio,Covered Porch

Lot

  • Lot size: 8,902 sqft
  • Features: Trees

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Earthquake
Hail
Heat Wave
Lightning
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$265$3,180
Property Taxes $164$1,968
Electricity $202$2,431
Total$1,490$17,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,085/yr
40% on housing$44,700/yr
45% on housing$39,733/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 6.1%
6.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$65This listing

vs Other Active Listings

Avg $/sqft

ZIP 62450$117
Richland County$101

vs Homes Sold Last Month

Median $/sqft

ZIP 62450
Richland County$88

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Contingent$169,900
2026-07-28Listed for sale$169,900
2021-08-08Listing removed--
2021-06-08Listed for sale$144,900
2021-05-31Contingent$144,900
2021-05-09Listed for sale$144,900
2018-10-10Listing removed$114,900
2018-06-29Sold$100,000
2018-04-09Listed for sale$114,900

For Sale by Agent

AgentTimothy Fulk
BrokerageRichland County Realty

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