3966 N Elmdale Rd, Olney, IL, 62450
About This Home
Enjoy the perfect blend of country living and modern convenience at this beautiful home located just outside the Olney city limits. Situated on 1.68 acres, this property offers a peaceful, park-like setting while providing the benefits of city water and city gas. Built in 2011, the home features an inviting open-concept main level with hardwood flooring throughout the kitchen, dining, and living areas. The dining space opens to a rear deck through sliding glass doors, creating an ideal setting for entertaining or enjoying the scenic backyard. The main floor also includes a bedroom, full bath, and a spacious laundry room that conveniently connects to the attached two-car garage, creating a functional mudroom design. The second level serves as a private master retreat, complete with a large bedroom, full bath, generous walk-in closet, and a convenient laundry chute. Outdoor living is equally impressive with a welcoming covered front porch and a beautifully maintained backyard that offers plenty of space for relaxation, recreation, and enjoying nature.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2011
Materials
- Roof: Metal
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Refrigerator,Oven,Washer
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Hardwood,Carpet,Stone
- Finished area above ground: 1,596
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central
Interior Area
- Total structure area: 1,596
- Total interior livable area: 1,596 sqft
Kitchen
- Features: Open,Laminate Counters
Property
Details
- Parcel number: 000000000.0000000000.000
- Lease amount: 0
Features
- Stories: 2
- Patio & porch: Covered Porch
Lot
- Lot size: 1.68 Acres
- Features: Trees
Parking
- Total spaces: 2
- Parking features: Driveway,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Drought
- Earthquake
- Heat Wave
- Inland Flooding
- Tornado
- Winter Weather
- Hail
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $859 | $10,308 |
| Home Insurance * | $265 | $3,180 |
| Property Taxes | $164 | $1,968 |
| Electricity | $130 | $1,569 |
| Total | $1,418 | $17,016 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-13 | Price change | $169,900 |
| 2026-06-03 | Listed for sale | $175,000 |
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