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About This Home

Charming country home in a quiet setting. Good roof, great windows. Motivated sellers

Getting Around

Car-Dependent

Very Limited Transit

Somewhat Bikeable

Schools

6/10

East Richland Elementary SchoolGrades K-56.6 mi

7/10

East Richland Middle SchoolGrades 6-86.5 mi

8/10

East Richland High SchoolGrades 9-126.9 mi

Construction

Condition

Year built: 1961

Type & Style

Home type: SingleFamily

Interior

Appliances

Appliances included: Microwave,Range / Oven,Refrigerator,Washer

Basement

Basement: Unfinished

Bedrooms & Bathrooms

Bedrooms: 2
Bathrooms: 1
Full bathrooms: 1

Features

Flooring: Carpet,Linoleum / Vinyl

Interior Area

Total interior livable area: 1,330 sqft

Property

Details

Parcel number: 0234100006

Lot

Lot size: 0.69 Acres

Parking

Parking features: Garage - Attached,Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

Strong WindVery High
Cold WaveRelatively High
DroughtRelatively High
EarthquakeRelatively High
HailRelatively High
Heat WaveRelatively High
Inland FloodingRelatively High
TornadoRelatively High
Winter WeatherRelatively High
Ice StormModerate

How This Home’s Risks Compare

FEMA Declared Disasters Across Illinois Counties

Flood

Other

Severe Storm

Straight Line Winds

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

	Monthly	Annual
Mortgage	$353	$4,236
Home Insurance *	$134	$1,608
Property Taxes	$139	$1,668
Electricity	$130	$1,569
Total	$756	$9,072

*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$30,240/yr

35% on housing$25,920/yr

40% on housing$22,680/yr

45% on housing$20,160/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered

Wildfire

Add-on available

Hail

Wind

Visit Website →

Current Policies

Residential: 1,961Commercial: 62

Total Premiums$4.35M

Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%

10.7%

0%30.0%

Electricity Growth Rate10-year average: 5.5%

5.5%

0%15.0%

Property Taxes Growth Rate2-year average: 6.1%

6.1%

0%15.0%

Income Spent on Housing

30%

30%45%

Comparing Against the Market

Price Per Sq Ft

$53This listing

vs Other Active Listings

Avg $/sqft

ZIP 62425—

Richland County$102

vs Homes Sold Last Month

Median $/sqft