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301 E Main St, Stewardson, IL, 62463

4beds
2baths
2,000sqft
$249,900
$125price/sqft
$1,932/moest. monthly cost
$77,280/yrincome needed

About This Home

Beautifully kept brick home on convenient corner lot! This property offers 4 bedrooms, 2 full bathrooms, a useful full basement, and a 2 car detached (breezeway) garage with loft storage. Featuring a formal dining room, living room fireplace, and main floor bedrooms, accessible full bath, and laundry! Upstairs includes 2 additional bedrooms and a full bath, with over 300 sq ft of walk-in attic space. The full basement offers extra storage or utility space, and the backyard includes a gravel gathering area currently used as a fire pit. This property has been very well maintained and offers convenient access to IL-32.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1951

Materials

  • Foundation: Basement
  • Roof: Asphalt,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Features

  • Attic,Fireplace,Main Level Primary
  • Window features: Replacement Windows
  • Number of fireplaces: 1
  • Fireplace features: Family/Living/Great Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,000

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 2,000 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Other

  • Features: Tub Shower
  • Level: Upper

Property

Details

  • Parcel number: 15203415410001
  • Zoning: RES
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Open,Patio

Lot

  • Lot size: 0.48 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Drought
Inland Flooding
Strong Wind
Winter Weather
Earthquake
Hail
Heat Wave
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$237$2,844
Property Taxes $279$3,348
Electricity $153$1,845
Total$1,932$23,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,240/yr
40% on housing$57,960/yr
45% on housing$51,520/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 62463$113
Shelby County$88

vs Homes Sold Last Month

Median $/sqft

ZIP 62463
Shelby County$113

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$249,900

For Sale by Agent

AgentMatt Forcum
BrokerageShelby Realty Services

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