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103 1st St, Bradford, IL, 61421

3beds
1baths
1,445sqft
$74,900
$52price/sqft
$733/moest. monthly cost
$29,320/yrincome needed

About This Home

Don't miss out on this opportunity in a small-town setting! This 11/2-story home offers 3 bedrooms, 1 bath, and a 1-car garage, all situated on a nice level corner lot. With solid bones and great potential, this property is ready for your personal touch and a little TLC. Enjoy the flexibility of the layout along with the added space of the upper level. The corner lot provides extra yard space and curb appeal, perfect for outdoor enjoyment or future improvements. Whether you're looking for an investment or a place to make your own, this home is full of possibilities! To be sold "As Is"

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

6/10
Bradford Grade SchoolGrades PK-50.4 mi
8/10
Bradford Jr High SchoolGrades 6-80.5 mi

Construction

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 121
  • Dimensions: 11X11

Bedroom3

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 144
  • Dimensions: 12X12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Den

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 96
  • Dimensions: 8X12

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 182
  • Dimensions: 13X14

Features

  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,805
  • Total interior livable area: 1,445 sqft

Kitchen

  • Features: Flooring (Tile)
  • Level: Main
  • Area: 105
  • Dimensions: 7X15

Laundry

  • Level: Main
  • Area: 10
  • Dimensions: 2X5

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 176
  • Dimensions: 11X16

Master Bedroom

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 176
  • Dimensions: 11X16

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0226212006
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 9,147 sqft
  • Features: Corner Lot,Level
  • Lot size dimensions: 74 x 125

Parking

  • Total spaces: 1
  • Parking features: Concrete,Yes,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Drought
Tornado
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $378$4,536
Home Insurance *$124$1,488
Property Taxes $101$1,212
Electricity $130$1,569
Total$733$8,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,131/yr
40% on housing$21,990/yr
45% on housing$19,546/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$52This listing

vs Other Active Listings

Avg $/sqft

ZIP 61421$67
Stark County$96

vs Homes Sold Last Month

Median $/sqft

ZIP 61421$68
Stark County$72

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-30Listed for sale$74,900
2026-06-21Listing removed$74,900
2026-05-07Price change$74,900
2026-03-20Listed for sale$79,900
2021-12-07Listing removed--
2021-10-05Price change$67,900
2021-09-03Listed for sale$71,500
1998-03-01Sold$25,000

For Sale by Agent

AgentDiane Godwin-Luckey
BrokerageRE/MAX Concepts Moline

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