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204 Easy St, Mount Carmel, IL, 62863

4beds
3baths
4,304sqft
$399,999
$93price/sqft
$3,175/moest. monthly cost
$127,000/yrincome needed

About This Home

Expansive 4-bedroom, 2.5-bath ranch-style home situated on a nearly one-acre wooded lot in the desirable Woodland Terrace neighborhood. With more than 2,600 square feet on the main level, this home offers a desirable open-concept layout featuring an eat-in kitchen, large living room, family room, formal dining room, and two wood-burning fireplaces. The finished basement provides additional living and storage space, while the built-in wet bar creates the perfect setting for gatherings and entertaining. Additional highlights include a two-car attached garage and a large wood deck overlooking the peaceful, picturesque surroundings. This exceptional property offers space, character, and an idyllic setting you won't want to miss. Call today to schedule your private tour!

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

--
South Elementary SchoolGrades PK-20.5 mi
4/10
Mt Carmel Middle SchoolGrades 7-81.3 mi
8/10
Mount Carmel High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1984

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven

Basement

  • Area: 1700

Basement

  • Has basement: Yes
  • Basement: Partial,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood,Carpet,Laminate,Tile
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area above ground: 2,604

Heating & Cooling

  • Heating features: Propane,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 4,304
  • Total interior livable area: 4,304 sqft

Kitchen

  • Features: Open

Property

Details

  • Parcel number: 1117322018
  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Open Porch,Deck

Lot

  • Lot size: 0.96 Acres
  • Features: Trees

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Strong Wind
Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$389$4,668
Property Taxes $433$5,196
Electricity $331$3,972
Total$3,175$38,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,857/yr
40% on housing$95,250/yr
45% on housing$84,666/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -6.4%
-6.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$93This listing

vs Other Active Listings

Avg $/sqft

ZIP 62863$62
Wabash County$66

vs Homes Sold Last Month

Median $/sqft

ZIP 62863
Wabash County$89

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$349,900
2026-07-15Listed for sale$399,999

For Sale by Agent

AgentAmy Pettyjohn
BrokerageSARA STORCKMAN REALTY INC

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