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2415 College Dr, Mount Carmel, IL, 62863

3beds
2baths
1,778sqft
$105,000
$59price/sqft
$881/moest. monthly cost
$35,240/yrincome needed

About This Home

3 bedroom, 1.5 bath home with a attached garage!! This home is located by the golf course! Seller's name is The Secretary of The United States Department of Veterans Affairs. Seller does not pay customary closing costs: including title policy, escrow fees, survey or transfer fees. Proof of funds required on cash transactions: Lender pre-approval letter for all financed offers (dated within 30 days) This property MAY qualify for Seller financing. (Vendee). If property was built prior to 1978, Lead Based Paint Potentially Exists. This home failed a pressure test at winterization and no water will be turned on for a buyers inspection or appraisal.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
Mt Carmel Grade SchoolGrades 3-60.8 mi
4/10
Mt Carmel Middle SchoolGrades 7-82.1 mi
8/10
Mount Carmel High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1959

Materials

  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Crawl Space,None

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Bedroom3

  • Level: Main
  • Area: 156
  • Dimensions: 13X12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Family Room

  • Level: Main
  • Area: 288
  • Dimensions: 24X12

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,778 sqft

Kitchen

  • Level: Main
  • Area: 345
  • Dimensions: 23X15

Living Room

  • Level: Main
  • Area: 336
  • Dimensions: 24X14

Master Bedroom

  • Features: Bathroom (Half)
  • Level: Main
  • Area: 130
  • Dimensions: 13X10

Property

Details

  • Parcel number: 1118202002
  • Special condition: Real Estate Owned

Features

  • Stories: 1

Lot

  • Lot size: 0.58 Acres
  • Lot size dimensions: 224x223x103x30x471

Parking

  • Total spaces: 6
  • Parking features: No Garage,Yes,Garage Owned,Attached,Off Street,Driveway,Owned,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Strong Wind
Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $530$6,360
Home Insurance *$102$1,224
Property Taxes $113$1,356
Electricity $136$1,641
Total$881$10,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,205/yr
40% on housing$26,430/yr
45% on housing$23,493/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -6.4%
-6.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$59This listing

vs Other Active Listings

Avg $/sqft

ZIP 62863$64
Wabash County$68

vs Homes Sold Last Month

Median $/sqft

ZIP 62863
Wabash County$89

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2023-12-08Sold$138,000
2023-09-05Price change$149,900
2023-08-20Listed for sale$160,000
2023-08-14Contingent$160,000
2023-08-02Price change$160,000
2023-07-25Listed for sale$175,000

Unknown Listed By

AgentPaula Arpasi, GRI,SFR
BrokerageHomefinders Realty

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