431 W 6th St, Mount Carmel, IL, 62863
About This Home
Charming 2-bedroom, 1-bath home on a large corner lot! This well-maintained property offers 1,193 square feet of living space with an open floor plan, hardwood flooring in the living room, vinyl plank flooring throughout much of the home, and an updated kitchen with appliances included. Both bedrooms are generously sized, and the spacious bathroom offers convenient access from both a bedroom and the kitchen. Additional features include vinyl replacement windows, central air, PEX plumbing, a partial basement, covered front porch, rear deck, and a 22' x 16' attached garage with automatic overhead door.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1915
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Partial,Unfinished
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Dining Room
- Level: Main
- Area: 130
Features
- Finished area below ground: 0
- Finished area above ground: 1,193
Heating & Cooling
- Heating features: Conventional,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,393
- Total interior livable area: 1,193 sqft
Kitchen
- Level: Main
- Area: 204
Living Room
- Level: Main
- Area: 182
Property
Details
- Parcel number: 1120414001
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 5,505 sqft
- Features: Corner Lot
Parking
- Total spaces: 1
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Strong Wind
- Winter Weather
- Cold Wave
- Heat Wave
- Inland Flooding
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $505 | $6,060 |
| Home Insurance * | $97 | $1,164 |
| Property Taxes | $135 | $1,620 |
| Electricity | $130 | $1,569 |
| Total | $867 | $10,404 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Price change | $89,900 |
| 2026-07-10 | Price change | $99,900 |
| 2026-06-16 | Listed for sale | $109,900 |
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