218 W 4th St, Mount Carmel, IL, 62863
About This Home
Major improvements within the past 3 years include a new furnace, central A/C, washer, dryer, and refrigerator, as well as a bathroom. Broker Owned.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Roof: Asphalt
- Construction materials: Frame,Aluminum Siding,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Washer
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Flooring: Hardwood,Carpet
- Finished area above ground: 1,122
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central
Interior Area
- Total structure area: 1,122
- Total interior livable area: 1,122 sqft
Kitchen
- Features: Separate
Property
Details
- Parcel number: 1120420011
- Lease amount: 0
Features
- Stories: 1
- Patio & porch: Covered Porch,Open Porch
Lot
- Lot size: 8,820 sqft
Parking
- Total spaces: 1
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Strong Wind
- Winter Weather
- Cold Wave
- Heat Wave
- Inland Flooding
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $452 | $5,424 |
| Home Insurance * | $87 | $1,044 |
| Property Taxes | $10 | $120 |
| Electricity | $130 | $1,569 |
| Total | $679 | $8,148 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Listed for sale | $89,500 |
| 2026-03-17 | Listing removed | $98,000 |
| 2026-02-14 | Listed for sale | $98,000 |
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