527 W 2nd St, Mount Carmel, IL, 62863
About This Home
This well-maintained 2-bedroom home offers comfort, value, and a long list of important updates. Recent improvements include a new furnace (2024), new window A/C unit (2024), new water heater (2024), updated plumbing, newly insulated attic and crawl space, and a new vapor barrier in the crawl space. The roof is approximately 5-6 years old, adding even more value. Set on a deep lot with alley access, the property also features a partially fenced backyard. Kitchen appliances and two window A/C units are included at this price. With so much to offer at a great price point, this home is one you won't want to miss. Schedule your private tour today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1915
Materials
- Roof: Asphalt
- Construction materials: Frame,Aluminum Siding
Notable Dates
- Major remodel year: 2024
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Oven
Basement
- Has basement: Yes
- Basement: Crawl
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Carpet,Tile
- Finished area above ground: 880
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 880
- Total interior livable area: 880 sqft
Kitchen
- Features: Eat-in Kitchen,Laminate Counters
Property
Details
- Parcel number: 1129296008
- Lease amount: 0
Features
- Stories: 1
- Patio & porch: Deck
- Frontage length: 0
Lot
- Lot size: 5,368 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Strong Wind
- Winter Weather
- Cold Wave
- Heat Wave
- Inland Flooding
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $302 | $3,624 |
| Home Insurance * | $58 | $696 |
| Property Taxes | $50 | $600 |
| Electricity | $130 | $1,569 |
| Total | $540 | $6,480 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-11 | Listed for sale | $59,900 |
| 2009-06-18 | Sold | $20,000 |
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