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154 Lake Warren Dr, Monmouth, IL, 61462

3beds
1baths
0sqft
$109,000
--price/sqft
$982/moest. monthly cost
$39,280/yrincome needed

About This Home

Enjoy lake life today!! While this property is across the road from the lake, there are great views of the lake that can be seen from inside the home sitting in the kitchen at the breakfast nook, or in the living room! Many updates have been recently done here at this 3 bedroom, 1 bath home, which include, converting the garage into a primary bedroom suite with walk-in closet, mostly new flooring throughout, fresh paint, new kitchen countertops, new kitchen sink, new kitchen backsplash, new bathroom vanity, new ductwork, and new electric panel. All appliances remain (*stove does not work) plus Craftsman riding mower, and 3 window AC units. While alot has been done here, there is still a chance to put your finishing touch; there is room for a primary suite bathroom that was a project down the road for sellers and now you can customize that to your liking!! There is plenty of room out back to park and maybe even build a garage! Properties at Lake Warren are on leased ground (99yr lease), and buyers must obtain board approval. Shared well and shared septic w/annual fee of $60.00. Annual dues approx $765/yr. Seller offering $750.00 credit for new stove and window repair ($750.00 total), with agreeable offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

--
United Jr High SchoolGrades 6-87.0 mi
7/10
United High SchoolGrades 9-127.0 mi

Construction

Condition

  • Year built: 1965

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Microwave,Washer

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Crawl

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet
  • Finished area above ground: 1,336

Heating

  • Heating features: Natural Gas,Forced Air

Interior Area

  • Total structure area: 1,336

Kitchen

  • Features: Laminate Counters

Property

Details

  • Parcel number: 1002914100
  • Lease amount: 0

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Strong Wind
Hail
Heat Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $551$6,612
Home Insurance *$185$2,220
Property Taxes $116$1,392
Electricity $130$1,569
Total$982$11,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,668/yr
40% on housing$29,460/yr
45% on housing$26,186/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.9%
-3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 61462$80
Warren County$81

vs Homes Sold Last Month

Median $/sqft

ZIP 61462
Warren County$55

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Price change$118,500
2026-03-01Price change$119,000
2026-02-06Price change$122,000
2025-12-21Listed for sale$125,000
2024-11-18Listing removed--
2024-08-20Pending sale$69,000
2024-07-02Listed for sale$69,000
2016-04-22Sold$39,000
2016-01-13Listing removed$44,900
2015-08-19Listed for sale$44,900
2013-04-19Listing removed$55,000
2013-02-19Listed for sale$55,000

For Sale by Agent

AgentCarrie Armstrong
BrokerageArmstrong Real Estate, LLC

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