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401 W 3rd Ave, Monmouth, IL, 61462

2beds
1baths
872sqft
$59,500
$68price/sqft
$594/moest. monthly cost
$23,760/yrincome needed

About This Home

This 2 bedroom home sits on a corner lot. it includes a living room, den, kitchen, dinging nook, and full bath. The 1980 garage is 22' X 23'. Call for your showing! The home is currently rented.

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
70
BikeVery Bikeable

Schools

5/10
3/10

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom1

  • Level: Main
  • Dimensions: 12ft 0in x 11ft 0in

Bedroom2

  • Level: Main
  • Dimensions: 11ft 0in x 10ft 0in

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 872
  • Total interior livable area: 872 sqft

Kitchen

  • Level: Main
  • Dimensions: 15ft 0in x 9ft 1in

Living Room

  • Level: Main
  • Dimensions: 15ft 0in x 12ft 0in

Main Level

  • Area: 872

Other

  • Level: Main
  • Dimensions: 8ft 4in x 7ft 3in

Other

  • Level: Main
  • Dimensions: 9ft 9in x 8ft 6in

Property

Details

  • Parcel number: 0922003300

Lot

  • Lot size: 4,884 sqft
  • Features: Corner Lot,Level
  • Lot size dimensions: 88' x 55.5'

Parking

  • Total spaces: 2
  • Parking features: Detached,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $300$3,600
Home Insurance *$101$1,212
Property Taxes $63$756
Electricity $130$1,569
Total$594$7,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,365/yr
40% on housing$17,820/yr
45% on housing$15,840/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.9%
-3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$68This listing

vs Other Active Listings

Avg $/sqft

ZIP 61462$82
Warren County$82

vs Homes Sold Last Month

Median $/sqft

ZIP 61462
Warren County$55

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-03Price change$62,500
2026-02-10Listed for sale$65,000
2023-11-01Listing removed--
2023-01-22Listed for sale$50,000

For Sale by Agent

AgentBryan Scott Young
BrokerageWestern Illinois Realty LLC

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