317 N 3rd St, Monmouth, IL, 61462
About This Home
This may just be the home you have been waiting for! Step into this charming 4-bedroom 1.5 bath residence featuring a welcoming foyer. The living room opens to the dining room with easy access to the deck which is perfect for outdoor entertaining. The kitchen includes appliances, and there is a bar for casual dining. Practical amenities include the oversized garage with workshop-replacement windows-a newer roof- hot water heater-floored attic and a basement that adds potential for additional living area or great storage. The home is heated with a GFA furnace and cooled with central air. The home sits on a 52'x132 lot.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1910
Materials
- Roof: Asphalt
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Microwave,Oven
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Flooring: Hardwood,Carpet,Tile
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area above ground: 1,882
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central
Interior Area
- Total structure area: 1,882
- Total interior livable area: 1,882 sqft
Kitchen
- Features: Eat-in Kitchen,Laminate Counters
Property
Details
- Parcel number: 09280=22600
- Lease amount: 0
Features
- Stories: 2
- Patio & porch: Covered Porch,Deck
Lot
- Lot size: 6,864 sqft
Parking
- Total spaces: 2
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Ice Storm
- Lightning
- Strong Wind
- Winter Weather
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $808 | $9,696 |
| Home Insurance * | $272 | $3,264 |
| Property Taxes | $170 | $2,040 |
| Electricity | $144 | $1,737 |
| Total | $1,394 | $16,728 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-08 | Listed for sale | $159,900 |
| 2021-03-29 | Sold | $125,000 |
| 2021-03-23 | Pending sale | $136,500 |
| 2020-10-25 | Price change | $136,500 |
| 2020-09-16 | Listed for sale | $142,500 |
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