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923 W 4th Ave, Monmouth, IL, 61462

2beds
1baths
744sqft
$49,500
$67price/sqft
$516/moest. monthly cost
$20,640/yrincome needed

About This Home

Whether if you are an experienced landlord or just getting started, this home features 2 bedrooms(1non-conforming no closet) with fresh paint and new floors. Bath has new tub surround, fresh paint and the water heater is brand new. Living room also fresh paint and a new floor. This property is agent owned.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
61
BikeBikeable

Schools

5/10
3/10

Construction

Condition

  • Year built: 1944

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Crawl

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate
  • Finished area above ground: 744

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 744
  • Total interior livable area: 744 sqft

Kitchen

  • Features: Laminate Counters

Property

Details

  • Parcel number: 0941800500
  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Open Porch

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $250$3,000
Home Insurance *$84$1,008
Property Taxes $52$624
Electricity $130$1,569
Total$516$6,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$17,691/yr
40% on housing$15,480/yr
45% on housing$13,760/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.9%
-3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$67This listing

vs Other Active Listings

Avg $/sqft

ZIP 61462$82
Warren County$82

vs Homes Sold Last Month

Median $/sqft

ZIP 61462
Warren County$55

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-24Price change$49,500
2026-02-09Listed for sale$54,000
2007-08-17Sold$5,000

For Sale by Agent

AgentMark Richardson
BrokerageMonmouth Farm and Home Realty LLC

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