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710 N I St, Monmouth, IL, 61462

5beds
2baths
2,240sqft
$260,000
$116price/sqft
$2,205/moest. monthly cost
$88,200/yrincome needed

About This Home

Location! Curb Appeal! Space! With 5 bedrooms, 2 updated bathrooms, and brand new flooring throughout, this home is sure to please! A dedicated laundry room, eat-in kitchen, and two separate living rooms round out this well loved home. A fenced in yard with patio area plus bonus shed complete the back yard plus appealing landscaping. Main floor living room offers newer Pella windows with built in blinds! No running out of hot water here; tankless on demand water heater new in 2020. Roof approx 2020, Siding and windows 2021. Current property taxes do not reflect any exemptions.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

5/10
3/10

Construction

Condition

  • Year built: 1974

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Oven,Washer

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 2,240

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central

Interior Area

  • Total structure area: 2,240
  • Total interior livable area: 2,240 sqft

Property

Details

  • Parcel number: 0962002800
  • Lease amount: 0

Features

  • Stories: 3

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$442$5,304
Property Taxes $277$3,324
Electricity $172$2,067
Total$2,205$26,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,600/yr
40% on housing$66,150/yr
45% on housing$58,800/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.9%
-3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 61462$78
Warren County$79

vs Homes Sold Last Month

Median $/sqft

ZIP 61462
Warren County$55

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$260,000
2026-06-23Price change$274,900
2026-05-14Listed for sale$289,500

For Sale by Agent

AgentCarrie Armstrong
BrokerageArmstrong Real Estate, LLC

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