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4 Kincaid Dr, Fairfield, IL, 62837

4beds
3baths
2,100sqft
$290,000
$138price/sqft
$3,046/moest. monthly cost
$121,840/yrincome needed

About This Home

Beautifully maintained and truly move-in ready, this all-brick ranch home offers exceptional curb appeal and quality updates throughout. Situated on a large corner lot near the golf course, this inviting home features a spacious kitchen with engineered hardwood flooring, an abundance of cabinetry, quartz countertops, and included appliances. The kitchen opens seamlessly into a large family room highlighted by a gas log fireplace, recessed lighting, and custom built-in shelving, creating the perfect space for relaxing or entertaining. A formal living room provides additional gathering space, while the private master suite offers comfort and convenience. Additional features include replacement windows, central heat and air, ceramic tile flooring in both full bathrooms, leaf-filter gutter protection, and an energy-efficient garage door installed in 2022 with a lifetime warranty. Outside, you'll appreciate the professional landscaping, stamped concrete sidewalk, attractive brick patio with privacy fencing, and attached two-car garage. Opportunities like this don't come along often-while possession won't be available until June 2027, now is the time to plan ahead and secure your commitment before this exceptional property slips away.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

7/10
7/10

Construction

Condition

  • Year built: 1964

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Brick Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Oven,Washer,Water Heater,Stainless Steel Appliances

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 2,100

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 2,100
  • Total interior livable area: 2,100 sqft

Kitchen

  • Features: Open

Property

Details

  • Parcel number: 1450062002
  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Utilities
  • Fencing: Fenced

Lot

  • Lot size: 0.54 Acres
  • Features: Trees

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Earthquake
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$1,076$12,912
Property Taxes $343$4,116
Electricity $161$1,938
Total$3,046$36,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,434/yr
40% on housing$91,380/yr
45% on housing$81,226/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 62837$82
Wayne County$85

vs Homes Sold Last Month

Median $/sqft

ZIP 62837
Wayne County$32

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-02Listed for sale$290,000
2015-10-01Listing removed$236,000
2015-07-23Listed for sale$236,000

For Sale by Agent

AgentLinda D. Tucker
BrokeragePollard Realty

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