214 4th St, Carmi, IL, 62821
About This Home
Timeless 1928 Cape Cod with Character and Space This one-of-a-kind Cape Cod home offers over 3,100 square feet of living space and blends historic charm with modern updates. Featuring 5 bedrooms and 3 bathrooms, this beautifully maintained home showcases newly refinished hardwood floors, fresh paint throughout, updated bathrooms, new light fixtures, and updated hardware. Designed for both everyday living and entertaining, the home includes multiple living areas, a formal dining room, and a spacious eat-in kitchen. You'll appreciate the abundance of built-in cabinets, bookcases, and storage throughout the home, adding both character and functionality. Situated on a desirable corner lot with two lots included, the property features a large deck just off the kitchen, perfect for outdoor gatherings. Additional highlights include a one-car garage and a basement with an additional bathroom, offering extra space and flexibility. This unique property combines classic Cape Cod architecture, modern improvements, and exceptional room to grow-an opportunity you won't want to miss.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1928
Materials
- Roof: Asphalt
- Construction materials: Frame,Brick Siding,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Microwave,Oven,Stainless Steel Appliances
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Full,Unfinished,Bathrooms(1)
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Features
- Flooring: Hardwood,Laminate
- Number of fireplaces: 2
- Fireplace: Yes
- Finished area above ground: 3,100
Heating & Cooling
- Heating features: Natural Gas,Steam
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 3,100
- Total interior livable area: 3,100 sqft
Kitchen
- Features: Open,Laminate Counters
Property
Details
- Parcel number: 1313327001
- Lease amount: 0
Features
- Stories: 2
- Patio & porch: Screened Porch,Deck
Lot
- Features: Corner
Parking
- Total spaces: 1
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,188 | $14,256 |
| Home Insurance * | $275 | $3,300 |
| Property Taxes | $197 | $2,364 |
| Electricity | $238 | $2,861 |
| Total | $1,898 | $22,776 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-14 | Price change | $235,000 |
| 2026-06-03 | Listed for sale | $250,000 |
View on Zillow