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919 W Fackney St, Carmi, IL, 62821

3beds
1baths
1,166sqft
$69,000
$59price/sqft
$616/moest. monthly cost
$24,640/yrincome needed

About This Home

This property features an eat-in kitchen, separate dining room, and newer flooring throughout much of the home. Recent updates to the kitchen and bathroom provide modern appeal while maintaining the home's character. With a functional floor plan and inviting living spaces, this home is perfect for first-time buyers, downsizers, or investors.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

9/10
5/10
3/10

Construction

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Crawl

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Laminate
  • Finished area above ground: 1,166

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 1,166
  • Total interior livable area: 1,166 sqft

Kitchen

  • Features: Eat-in Kitchen,Laminate Counters

Property

Details

  • Parcel number: 1314279005
  • Lease amount: 0

Features

  • Stories: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $348$4,176
Home Insurance *$80$960
Property Taxes $58$696
Electricity $130$1,569
Total$616$7,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$21,120/yr
40% on housing$18,480/yr
45% on housing$16,426/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$59This listing

vs Other Active Listings

Avg $/sqft

ZIP 62821$78
White County$67

vs Homes Sold Last Month

Median $/sqft

ZIP 62821
White County$76

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-07Listed for sale$69,000
2025-06-12Listing removed$69,500
2025-06-03Price change$69,500
2025-05-06Price change$79,500
2025-01-09Listed for sale$85,000

For Sale by Agent

AgentNikki Edwards
BrokerageNFE Realty LLC

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