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306 College Blvd, Carmi, IL, 62821

3beds
2baths
2,025sqft
$155,000
$77price/sqft
$1,249/moest. monthly cost
$49,960/yrincome needed

About This Home

Look no further this 2025 Sq.Ft. finished Ranch Style Home offering 3 Bedroom, 2 Bath has a thoughtful layout with lots of character and charm. Step inside to find a warm and inviting living space with a Front Lawn view and College Boulevard. OR B.) Enter through the Covered Parking into an open-concept Kitchen flowing into the Adjacent Dining Area. The Large Family Room w/ Fireplace & Wet Bar gives access to the "All Screened-in Back Porch' for year-round comfort. Take in the View of the Country Fields/ Serene Views. *Carport with rear 12 x 12 Work Shop Area. *Backyard shed for additional storage. *New ROOF 2023!! **New AC 2026!!

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

--
5/10
3/10

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Main
  • Area: 192
  • Dimensions: 16X12

Family Room

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Main
  • Area: 360
  • Dimensions: 20X18

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,025 sqft

Kitchen

  • Features: Kitchen (SolidSurfaceCounter),Flooring (Linoleum),Window Treatments (All)
  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Laundry

  • Features: Flooring (Linoleum)
  • Level: Main
  • Area: 60
  • Dimensions: 10X6

Living Room

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Master Bedroom

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Property

Accessibility

  • Accessibility features: Ramp - Main Level,Disability Access

Details

  • Parcel number: 1324151002
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 0.26 Acres
  • Lot size dimensions: 150x75

Parking

  • Total spaces: 2
  • Parking features: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$181$2,172
Property Taxes $130$1,560
Electricity $155$1,869
Total$1,249$14,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,822/yr
40% on housing$37,470/yr
45% on housing$33,306/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$77This listing

vs Other Active Listings

Avg $/sqft

ZIP 62821$75
White County$65

vs Homes Sold Last Month

Median $/sqft

ZIP 62821
White County$76

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Price change$155,000
2026-01-15Listed for sale$165,000
2026-01-14Listing removed$169,900
2025-10-03Price change$169,900
2025-06-27Price change$174,900
2025-04-07Listed for sale$179,900

For Sale by Agent

AgentSheila Thompson
BrokerageC J REALTY

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