818 S Church St, Carmi, IL, 62821
About This Home
Recently updated and move-in ready! This 3 bedroom, 1 bathroom home sits on a little over a quarter acre lot and offers plenty of space both inside and out. The home features numerous recent updates including a new roof on both the house and detached garage, new kitchen cabinets, fresh paint throughout, an updated bathroom, and new railings on the front porch. The unfinished basement provides great storage space or the potential to finish for additional living area. Outside, the spacious yard offers plenty of room for outdoor activities, gardening, or entertaining. With its recent improvements, detached garage, and generous lot size, this property is a great opportunity for homeowners or investors alike.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1945
Materials
- Construction materials: Vinyl Siding
Notable Dates
- Major remodel year: 2025
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Unfinished,Partial
Bedroom2
- Features: Flooring (Luxury Vinyl)
- Level: Main
- Area: 99
- Dimensions: 11X9
Bedroom3
- Features: Flooring (Luxury Vinyl)
- Level: Main
- Area: 72
- Dimensions: 9X8
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Features: Flooring (Luxury Vinyl)
- Level: Main
- Area: 72
- Dimensions: 9X8
Features
- Finished area below ground: 0
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,625
- Total interior livable area: 950 sqft
Kitchen
- Features: Flooring (Luxury Vinyl)
- Level: Main
- Area: 100
- Dimensions: 10X10
Living Room
- Features: Flooring (Luxury Vinyl)
- Level: Main
- Area: 165
- Dimensions: 15X11
Master Bedroom
- Features: Flooring (Luxury Vinyl)
- Level: Main
- Area: 108
- Dimensions: 12X9
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 1324204035
- Special condition: None
- Other equipment: Ceiling Fan(s)
Features
- Stories: 1
Lot
- Lot size: 0.26 Acres
- Lot size dimensions: 75x150
Parking
- Total spaces: 1
- Parking features: Yes,Detached,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $450 | $5,400 |
| Home Insurance * | $104 | $1,248 |
| Property Taxes | $74 | $888 |
| Electricity | $130 | $1,569 |
| Total | $758 | $9,096 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-15 | Price change | $99,000 |
| 2026-03-30 | Price change | $115,000 |
| 2026-03-13 | Listed for sale | $125,000 |
| 2020-08-14 | Sold | $39,000 |
| 2020-02-14 | Pending sale | $39,000 |
| 2020-02-04 | Listed for sale | $39,000 |
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