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3620 County Road 3920, Independence, KS, 67301

5beds
5baths
5,330sqft
$735,000
$138price/sqft
$6,434/moest. monthly cost
$257,360/yrincome needed

About This Home

You can stop scrolling—this is the one that ends the search. Set on 7.06 acres of quiet, private ground, this custom-built brick home delivers over 5,300 sq ft of space, presence, and quality you feel the second you walk in. With 5 bedrooms, 4.5 bathrooms, and a full finished walk-out basement, it’s built to live in—but designed to impress. The moment you step through the front door, your eyes are pulled straight to the back wall of windows. Nothing but trees, wide-open nature, and a peaceful glimpse of Montgomery County State Lake. It’s the kind of view people hope for—and almost never find. This home wasn’t thrown together—you’ll notice that immediately. From the craftsmanship to the materials, every detail was intentional. An intercom system, built-in ceiling speakers, dimmable lighting throughout, and a layout that flows effortlessly between comfort and style. The main level offers everyday living that feels anything but ordinary, while the walk-out basement—with a full second kitchen—opens the door for entertaining, hosting, or multi-generational living. Step outside and it only gets better. Exotic tigerwood decking leads you down to a covered patio, creating the perfect space to take in the view and unwind. The backyard is fenced for pets, and the property is equipped with a whole-house Generac generator with its own propane tank, giving you peace of mind year-round. With two HVAC systems, a safe room, and a Clearstream aerobic septic system, this home checks boxes most don’t even think to ask about. And if you’re looking for a true turnkey experience—there’s an option to purchase the home fully furnished with all decor included. This isn’t just a home—it’s the one people wait for.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

--
5/10
6/10

Construction

Condition

  • Year built: 2007

Materials

  • Roof: Composition
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Microwave,Refrigerator
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Concrete,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Custom Cabinets,Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Concrete,Luxury Vinyl
  • Finished area below ground: 2,327
  • Finished area above ground: 3,003

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Electric

Interior Area

  • Total structure area: 5,330
  • Total interior livable area: 5,330 sqft

Property

Details

  • Parcel number: 1241800003020.000
  • Other equipment: Intercom

Features

  • Patio & porch: Deck,Patio
  • Fencing: Metal

Lot

  • Lot size: 7.06 Acres
  • Features: Acreage,Wooded

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kansas Counties

Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,716$44,592
Home Insurance *$1,338$16,056
Property Taxes $955$11,460
Electricity $425$5,107
Total$6,434$77,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$220,594/yr
40% on housing$193,020/yr
45% on housing$171,573/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 8.9%
8.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 67301$89
Montgomery County$87

vs Homes Sold Last Month

Median $/sqft

ZIP 67301$86
Montgomery County$70

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Listed for sale$795,000
2018-05-25Listing removed$449,000
2018-05-24Pending sale$449,000
2018-04-10Listed for sale$449,000

For Sale by Agent

AgentJackie Schierlman
BrokerageEXP Realty LLC

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