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13921 Bluff View Rd, Dyer, IN, 46311

5beds
3baths
2,620sqft
$479,500
$183price/sqft
$3,267/moest. monthly cost
$130,680/yrincome needed

About This Home

Welcome home to this spacious and beautifully updated 5-bedroom, 2.5-bath home offering over 3,900 square feet of potential living space, including a full 1,376-square-foot unfinished basement ready for your personal touch. The main level features 9-foot ceilings, real hardwood flooring, tile, and recently replaced carpet, creating a warm and inviting atmosphere. Gather around the cozy gas fireplace in the living room or enjoy cooking in the updated kitchen featuring new quartz countertops, 42-inch upper cabinets, and a full set of appliances that were replaced just two years ago. The primary suite offers a luxurious retreat with a completely renovated en-suite bath featuring a separate deep soaking tub and a full walk-in shower. The main-level half bath has also been beautifully remodeled. Additional highlights include a finished and heated 3-car garage, a dual-zone HVAC system for year-round comfort, a water softener, and a reverse osmosis drinking water system. The expansive unfinished basement offers endless possibilities for additional living space, storage, or recreation. With quality updates, generous living space, and thoughtful features throughout, this home is truly move-in ready and waiting for its next owners.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

--
6/10
7/10

Construction

Condition

  • Year built: 2010

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Refrigerator,Dishwasher

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Storage Space,Sump Pump

Bedroom2

  • Level: Upper
  • Area: 110.11
  • Dimensions: 12.1 x 9.1

Bedroom3

  • Level: Upper
  • Area: 122.21
  • Dimensions: 12.1 x 10.1

Bedroom4

  • Level: Main
  • Area: 102.01
  • Dimensions: 10.1 x 10.1

Bedroom5

  • Level: Upper
  • Area: 170.5
  • Dimensions: 15.5 x 11.0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 121
  • Dimensions: 11.0 x 11.0

Family Room

  • Level: Main
  • Area: 204.82
  • Dimensions: 15.4 x 13.3

Features

  • Ceiling Fan(s),Walk-In Closet(s),Pantry,Kitchen Island,High Ceilings,Eat-in Kitchen,Entrance Foyer
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,620

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 2,620
  • Total interior livable area: 2,620 sqft

Living Room

  • Level: Main
  • Area: 203.05
  • Dimensions: 13.1 x 15.5

Other

  • Level: Main
  • Area: 48.4
  • Dimensions: 8.8 x 5.5

Primary Bedroom

  • Level: Upper
  • Area: 211.04
  • Dimensions: 13.1 x 16.11

Sunroom

  • Level: Main
  • Area: 129.92
  • Dimensions: 11.2 x 11.6

Property

Details

  • Parcel number: 451506127001000015
  • Special condition: None

Features

  • Levels: Two
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.36 Acres
  • Features: Back Yard,Landscaped

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Faces Front,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,424$29,088
Home Insurance *$205$2,460
Property Taxes $398$4,776
Electricity $240$2,882
Total$3,267$39,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,011/yr
40% on housing$98,010/yr
45% on housing$87,120/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 46311$186
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46311$158
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$479,500
2026-07-27Listed for sale$497,500
2026-07-27Listing removed$514,900
2026-07-06Price change$514,900
2026-06-26Listed for sale$524,900

For Sale by Agent

AgentSarah Eenigenburg
BrokerageBetter Homes and Gardens Real

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