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17320 Hayes St, Lowell, IN, 46356

3beds
4baths
3,102sqft
$525,000
$169price/sqft
$3,493/moest. monthly cost
$139,720/yrincome needed

About This Home

Welcome home to this move-in ready 3-bedroom, 3.5-bath home in Lowell, Indiana, perfectly situated on a huge corner lot of nearly one acre! Offering plenty of space inside and out, this home features an oversized loft perfect for a home office, playroom, or additional living space and the convenience of second-floor laundry. The partially finished basement provides even more room for recreation, storage, or future living space. Step outside and enjoy the covered back porch overlooking the expansive lot, offering the perfect setting for relaxing, entertaining, and enjoying the outdoors. With generous living space, a desirable layout, and an incredible lot, this home offers the space and flexibility you've been looking for. Don't miss your opportunity to make this Lowell gem your own!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

7/10
8/10
Lowell Middle SchoolGrades 7-84.6 mi
9/10
Lowell Senior High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 2011

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Refrigerator,Other,Microwave,Dishwasher

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Level: Upper
  • Area: 138.96
  • Dimensions: 10.6 x 13.11

Bedroom3

  • Level: Upper
  • Area: 107.06
  • Dimensions: 10.6 x 10.1

Bedroom4

  • Level: Upper
  • Area: 384.97
  • Dimensions: 17.11 x 22.5

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Basement
  • Area: 449.58
  • Dimensions: 17.7 x 25.4

Dining Room

  • Level: Main
  • Area: 84.24
  • Dimensions: 8.1 x 10.4

Features

  • Granite Counters,Soaking Tub,Recessed Lighting,Open Floorplan,Kitchen Island
  • Finished area above ground: 2,284

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 3,102
  • Total interior livable area: 3,102 sqft

Kitchen

  • Level: Main
  • Area: 145.41
  • Dimensions: 13.1 x 11.1

Laundry

  • Level: Upper
  • Area: 49.6
  • Dimensions: 6.2 x 8.0

Living Room

  • Level: Main
  • Area: 277.18
  • Dimensions: 17.11 x 16.2

Office

  • Level: Main
  • Area: 151.58
  • Dimensions: 10.6 x 14.3

Primary Bedroom

  • Level: Upper
  • Area: 222.11
  • Dimensions: 13.3 x 16.7

Utility Room

  • Level: Basement
  • Area: 167.48
  • Dimensions: 10.6 x 15.8

Property

Details

  • Parcel number: 452020226004000007
  • Special condition: Standard

Features

  • Levels: Two
  • Pool features: Above Ground
  • Patio & porch: Patio
  • Exterior features: Fire Pit,Storage
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.86 Acres
  • Features: Back Yard,Front Yard,Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Additional Parking,Off Street,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$242$2,904
Property Taxes $313$3,756
Electricity $284$3,412
Total$3,493$41,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,760/yr
40% on housing$104,790/yr
45% on housing$93,146/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 46356$164
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46356$181
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$525,000
2026-07-31Listed for sale$525,000
2011-05-25Sold$252,000

For Sale by Agent

AgentCeline Najdeska
BrokerageBlackrock Real Estate Services

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