1215 N Lakeshore Dr, Lake City, MN, 55041
About This Home
Welcome to the Villas on Pepin. Enjoy beautiful views of Lake Pepin from your own private covered deck — the perfect place for morning coffee or relaxing evenings. This thoughtfully designed condo features two bedrooms and one full bath. The kitchen offers maple wood cabinetry, granite countertops, and stainless steel appliances, combining style and functionality. The primary bedroom includes a spacious walk-in closet, a cozy fireplace, and direct access to the covered deck, creating a comfortable private retreat. The full bath is finished with tile flooring, a whirlpool tub, and a separate shower. The open living room centers around a two-sided gas fireplace and features patio doors leading to the private deck, allowing natural light and lake views to fill the space. Residents enjoy exceptional building amenities, including a rooftop deck with a gas grill, reservable community room for private events, inviting seating areas throughout the building, a fitness center and sauna, as well as library and game areas. Additional conveniences include underground parking with an assigned space and a private, locked storage closet for each unit. The Villas on Pepin offer comfortable, low-maintenance living with beautiful surroundings and amenities designed for both relaxation and connection.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2005
Type & Style
- Home type: Condo
- Property subType: (CC) Low Rise (3- Levels)
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator
- Laundry features: In Unit
Basement
- Basement: None
Bathroom
- Level: Main
- Area: 104
- Dimensions: 13 x 8
Bedroom
- Level: Main
- Area: 96
- Dimensions: 12 x 8
Bedroom2
- Level: Main
- Area: 204
- Dimensions: 17 x 12
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Deck
- Level: Main
- Area: 143
- Dimensions: 11 x 13
Dining Room
- Level: Main
Exercise Room
- Level: Lower
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,015
Garage
- Level: Main
Heating & Cooling
- Heating features: Forced Air,Fireplace(s)
- Cooling features: Central Air
Interior Area
- Total structure area: 1,015
- Total interior livable area: 1,015 sqft
Kitchen
- Level: Main
- Area: 208
- Dimensions: 16 x 13
Living Room
- Level: Main
- Area: 238
- Dimensions: 14 x 17
Recreation Room
- Level: Lower
Sauna
- Level: Lower
Property
Accessibility
- Accessibility features: Accessible Elevator Installed
Details
- Parcel number: 542350307
- Attached to another structure: Yes
- Zoning description: Residential-Single Family
- Foundation area: 1015
Features
- Levels: Four or More Level Split
- Patio & porch: Covered,Deck
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake View
Lot
- Lot size: 1,176 sqft
- Lot size dimensions: 0
Parking
- Total spaces: 1
- Parking features: Garage,Parking Lot
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hail
- Inland Flooding
- Tornado
- Winter Weather
- Cold Wave
- Drought
- Landslide
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Goodhue County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,514 | $18,168 |
| Home Insurance * | $180 | $2,160 |
| Property Taxes | $232 | $2,784 |
| Electricity | $170 | $2,050 |
| Total | $2,096 | $25,152 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-02 | Price change | $309,000 |
| 2026-03-03 | Listed for sale | $319,000 |
| 2023-06-30 | Sold | $315,000 |
| 2023-06-23 | Pending sale | $299,000 |
| 2023-06-19 | Listed for sale | $299,000 |
| 2021-02-22 | Listing removed | -- |
| 2020-12-18 | Pending sale | $195,000 |
| 2020-12-12 | Listed for sale | $195,000 |
| 2014-05-19 | Sold | $178,000 |
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