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319 Sycamore St, Cambridge, IA, 50046

4beds
1baths
1,550sqft
$170,000
$110price/sqft
$1,275/moest. monthly cost
$51,000/yrincome needed

About This Home

Vintage two story home with original wood flooring in bedrooms and original woodwork in majority of rooms; large rooms with high ceilings; enclosed front porch; two car garage with cement flooring in and workbench; two level deck off back of house; property extends entire block; all vinyl newer windows, including 4 picture windows; new roof replaced in 2024 with new gutters/ downspouts; home is sold as is.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
East Elementary SchoolGrades 3-51.1 mi

Construction

Condition

  • Year built: 1905

Materials

  • Foundation: Stone
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Hardwood,Linoleum / Vinyl

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,550 sqft

Property

Details

  • Parcel number: 1421330105

Features

  • Exterior features: Wood

Lot

  • Lot size: 0.69 Acres

Parking

  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Drought
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$129$1,548
Property Taxes $166$1,992
Electricity $121$1,452
Total$1,275$15,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,714/yr
40% on housing$38,250/yr
45% on housing$34,000/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 50046$220
Story County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 50046$190
Story County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-04Listed for sale$184,500
2026-04-16Listing removed$179,000
2025-12-22Price change$179,000
2025-11-25Price change$189,000
2025-11-03Price change$199,900
2025-10-16Price change$210,000
2025-10-11Price change$240,000
2025-09-08Listed for sale$225,000

For Sale by Owner

AgentProperty Owner

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