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11 4th St, Collins, IA, 50055

2beds
2baths
1,152sqft
$110,000
$95price/sqft
$947/moest. monthly cost
$37,880/yrincome needed

About This Home

SELLER FINANCING OPPORTUNITY! This property is ready for your vision, with much of the demo work already started and the interior opened up for renovation. Whether you're an investor, flipper, or buyer looking for a project, this is a chance to bring new life to a home with strong potential. Situated on a generous lot of approximately .33 acres, this 2 bedroom, 1 bathroom home offers around 1,152 square feet and room to reimagine the space to fit your needs. Located in the quiet community of Collins, this property offers small town living. The home will require updates and renovations, making it ideal for investors or buyers looking to build equity and make a home their own. Home will not pass with a typical residential loan. Property is being sold as-is.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Fireplace features: Gas
  • Fireplace: Yes

Heating

  • Heating features: Natural Gas

Interior Area

  • Total structure area: 1,152
  • Total interior livable area: 1,152 sqft

Property

Details

  • Parcel number: 1621101165
  • Zoning: Res
  • Special condition: Standard

Lot

  • Lot size: 0.33 Acres
  • Features: Level
  • Lot size dimensions: 100 x 142

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Drought
Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance *$124$1,488
Property Taxes $146$1,752
Electricity $121$1,452
Total$947$11,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,468/yr
40% on housing$28,410/yr
45% on housing$25,253/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$95This listing

vs Other Active Listings

Avg $/sqft

ZIP 50055$69
Story County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 50055$115
Story County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$110,000
2026-04-07Listing removed$110,000
2026-02-05Price change$110,000
2025-11-19Price change$119,000
2025-10-30Price change$125,000
2025-10-06Listed for sale$130,000
2017-04-03Sold$34,500
2017-03-01Pending sale$32,500
2017-02-23Listed for sale$32,500
2015-12-17Listing removed$49,900
2015-09-09Price change$49,900
2015-06-24Listed for sale$59,900

For Sale by Agent

AgentReal Estate Team, Jennings
BrokerageRE/MAX REAL ESTATE CENTER

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