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415 S Walnut Ave, Ames, IA, 50010

2beds
2baths
980sqft
$239,000
$244price/sqft
$1,701/moest. monthly cost
$68,040/yrincome needed

About This Home

Move-in-ready comfort and standout convenience--this centrally located ranch-style home puts you minutes from S. Duff businesses and dining and close to the Main Street District. This 2-bedroom, 2-bath property offers fresh updates and flexible living space, including LVP flooring, new countertops, refreshed cabinetry, and fresh interior paint. Enjoy a large lot with a private patio, plus a spacious, partially finished basement featuring an oversized family room area, a half bath, and abundant storage. A current Letter of Compliance is on file--an added benefit for buyers seeking a straightforward purchase or investment opportunity.

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
74
BikeVery Bikeable

Schools

5/10
Ames Middle SchoolGrades 6-82.8 mi
8/10
Ames High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1971

Materials

  • Foundation: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Partial

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Window Treatments
  • Flooring: Luxury Vinyl
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 452
  • Finished area above ground: 980

Full Bathroom

  • Level: Main

Half Bathroom

  • Level: Basement

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 980
  • Total interior livable area: 980 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Level: Main

Utility Room

  • Level: Basement

Property

Details

  • Parcel number: 0911150060
  • Zoning: RES
  • Special condition: Standard

Features

  • Patio & porch: Patio

Lot

  • Lot size: 9,583 sqft
  • Lot size dimensions: 60 x 157.2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Hail
Inland Flooding
Strong Wind
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance *$141$1,692
Property Taxes $231$2,772
Electricity $121$1,452
Total$1,701$20,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,320/yr
40% on housing$51,030/yr
45% on housing$45,360/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 50010$192
Story County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 50010$195
Story County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$245,000
2026-04-18Listed for sale$249,900
2024-09-10Listing removed$235,000
2024-07-05Price change$235,000
2024-05-24Listed for sale$250,000
2013-06-10Sold$615,000

For Sale by Agent

AgentKevin Holmes
BrokerageWeichert, Realtors®-Miller & Clark Agency

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